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Guru Utsav: Real educators- Mummy and Papa

Yes, while writing this I am not a Chartered Accountant, I am a mere shadow of all those who backed me in all my downfalls, cheered me in all the successes, scolded me for my faults, and appreciated me for my hard work. Of course, the day is dedicated to teachers, who in my life too, have played an unsurpassed role. But more than that, that every minute lesson of morality, that learning of day to day ups and downs, and that development of my soul and mind, have all come from my beloved parents.

I know that more of my words may lessen my Mummy and Papa’s immense contribution in my life; however I want this 5th of September know that along with academic teachers, parents too are to be remembered. When I recall those struggling childhood days with my Papa working endlessly on farms and my mother supporting the family expenses by knitting sweaters till mid-night, life seems even more encouraging and contented. Hard-earned money and success after multiple failures make a man a real man- my father says.

To Papa- Your lessons on history, geography, and science, despite your profession related with agriculture, taught me why our learning is partial without lessons on Swami Vivekananda and Dayanand Sarasvati. Yes, I enjoyed that every bit working with you in the farms and was happy at every of that moment when the farms yielded the output of our hard work. You are the one who made me realize that a man’s life is unused if personal, social, and economic works are not handled until the day we die.

To Mummy- Today, I see people cribbing over trivial power cuts and an extra hour of work in office. This substantiates that you were above others to have handled that knitting work even without the power supply, sometimes all night just to support our studies. It is tough to believe that you managed my CA studies, your eldest son’s medical studies, and your youngest son’s engineering studies with those scarce means. Hats off to you, our ‘Mother India’.

To Teachers- Beyond those lessons on Emperor Asoka and organic chemistry, you all taught the vitality of commitment and good works. You all were an exact replication of world’s greatest men and women, and I hope that some of that vibes flow across the society. A special note of thanks to the principal (who fortunately turned my father-in-law a few years later) of the school I attended. Sir, wherever your heavenly soul rests, I want to express gratitude for extracting the real me from within with your stringent, but optimistic approach.

To my brothers and sister- Nothing in this world can lessen your constructive part in my life. I know that all of us had distinct dreams, but those equivalent morals from Papa and Mummy merged us in a single soul. Best were those days when each day was a day full of knowledge.

To all- Limited means, scarce resources, and lesser work prospects can never be a hindrance if one follows those inspiring life lessons on ethics, morals, and traditions extended to us by our parents. Just not for mine, this goes to all those papas and mummies who eat the remaining bowl after their children finish their part.

To God- Thanks for the continuing guidance of Papa, Mummy, teachers, brothers and my sister, and a kind prayer- give them more and more years, and give me more drive to serve.

Parents, for sure, are a divine gift, the basis of our lives, and energy for life’s continuity. When we regard Mahatma Gandhi, Mother Teresa, and Martin Luther King as world’s role models, we many a times disremember our parents who turn into real heroes, be it when we are injured or when we lose every hope. You would agree that role models are not just those who find place in the books of history. In actuality, a hero lies within every individual and parents are the real examples- Generous, brave, and inspiring. I believe all Papas, just like mine, must have taught their children to do the right deeds, and to be strong and self-reliant.

For all that teachings on punctuality, honesty, politeness, dedication, and above all, the religion, and all those prayers of yours for your children’s well-being- I thank you from the core of my heart- Papa and Mummy; I am and will always be proud to have been born to you.

Request For Extension Of Date of Filing ITR to 30th November

1st September 2014

To, Chairman, CBDT 

Sub: Extension of date for filing ITR for AY 2014-15 pursuant to deferment of TAR

Dear Sir,

Hope this letter finds you in good health. This is in furtherance to my letter dated 18th August 2014, as regards notification no. 33/2014 dated July 25, 2014, wherein deferment for filing Tax Audit Report for the AY 2014-15 was sought for. I sincerely appreciate your kind consideration and the extension of due date for filing TAR to November 30, 2014 vide Order no. F.NO.133/24/2014-TPL dated 20th August 2014. However, your order does not take into notice the fact that the due date (30th September 2014) for filing ITR needs to be extended too.

Sir, the newly introduced formats of Forms 3CA, 3CB and 3CD in the midst of the period did not just upset the preparing of TARs, but also equally disturbed the preparation of ITRs. The law (Section 44AB of the Income Tax Act, 1961) mandates filing of TAR, duly signed and verified by a Chartered Accountant, along with ITR by the specified date which now is 30th November 2014 for TAR, however, is unchanged for filing of ITR. For your kind attention, mentioned hereunder are the concerns that have come up due to this abrupt verdict.

1. A Chartered Accountant preparing a TAR needs to vouch the veracity of details provided in the ITR pursuant to which tax liability is computed. In fact, this is the very first occasion when filing of ITR is sought without completion of statutorily required Tax Audit.

2. Filing of an ITR without a duly signed and verified TAR is contrary to the statute (Section 139 read with Section 44AB of the Act), hence stands illegal and unlawful.

3. The details sought to be furnished in the new TAR, inter alia include details qua TDS amounts, deductions under Chapter VI-A, verification of the amount of depreciation claimed by the assessee, verification of expenses claimed by the assessee, etc., which form the very substratum of ITR and the consequent computation of tax liability, thus it appears logical and prudent that ITRs and TARs should be filed simultaneously.

4. The situation will lead to multiplicity of proceedings owing to alterations in the filed ITRs under Section 154 of the Act backed by filing of ITRs without proper verification of records.

5. The current utility mandatorily requires the name of the Auditor, Membership No. of the Auditor, date of the Audit Report, etc. for the ITR to be uploaded. Hence, even in the event where the assessee or the Chartered Accountant intends to proceed for submitting the ITR (without TAR) electronically, the same will not be possible.

Sir, Tax Audit of accounts is an exhaustive process, wherein a Chartered Accountant is required to vouch for and certify the correctness of the details provided in the TAR. Understanding the need for the thoroughness of the audit, the legislators statutorily granted a reasonable time period of 180 days from the end of the relevant FY for completing and furnishing the TAR. It is vital to note that only after such thorough audit computation of actual tax liability of an assessee can take place and ITR can be filed. The entire scheme of the Act (Section 139 read with Section 44AB of the Act) is weaved based on the aforesaid ‘fundamental principle’. Arbitrary alterations of such mandatorily required norms cause a genuine hardship upon the assessees and professionals.

In light of the facts enumerated above, may I please request you to either extend the due date for filing ITR for the AY 2014-15 to 30 November 2014 or make the scheme applicable from the AY 2015-16. You must agree that your thoughtful attention to this pleading would prevent the stakeholders from wastage of funds and labors. The final verdict of yours is eagerly awaited and it is expected that fairness will be rendered supreme place. I thank you for your valuable time and am looking forward to your swift consideration in this subject-matter. For any feedback/ suggestions, I am available at all possible times.

Yours truly

Dr. Sunil Gupta

Director: PNB, GIC, REC, FICCI

Concrete proposals to reduce India’s Current Account Deficit

A country’s current account is said to be in deficit when the sum total of its imports, payments to foreigners on investments they hold in the country and cash outflows to other countries is greater than the sum total of its exports, factor income and inflows of cash from abroad. Thus, the current account deficit (CAD) also reflects the difference between outflow and inflow of foreign currency.

India’s current account deficit became something to worry about when it touched an all-time high of 4.8% of the GDP (Gross Domestic Product) and the country’s economic growth rate hit a low of 4.5% in 2012-13. This was primarily due to the hefty crude oil imports coupled with high gold imports and a simultaneous fall in exports because of the global slowdown.

Fortunately, due to the dramatic improvement in the external economic situation, India’s CAD declined to manageable levels in 2013-14 and the year ended with a CAD of 1.7% of GDP as against 4.8% recorded in 2012-13. Since then, this improvement in CAD has augured well for the macroeconomic stabilization in our country. And as per the latest figures, India’s CAD in Q1 of 2014-15 narrowed sharply to 1.7% of GDP (US$7.8 billion) from 4.8% of GDP (US$21.8 billion) in the corresponding quarter of 2013.14. The lower CAD is primarily on account of a rise in exports and a simultaneous decline in imports.

According to a Citigroup research report, India’s CAD for 2014-15 would be contained at 1.9% of the GDP or US$39.3 billion, majorly helped by continued restrictions on gold imports as well as strong exports growth amid a recovery in the world economy. Though the current year’s projected CAD at 1.9% of GDP is lower than 4.2% recorded in 2011-12, it is still marginally higher than the 1.7% CAD posted in 2013-14.

To eliminate Indian economy’s vulnerability to oil price, capital account shocks and other such factors, former RBI governor Y.V. Reddy recently suggested that our country should aim at a zero CAD in the medium term. Though the idea of targeting a zero CAD may find little support, all efforts should be made to bring down India’s CAD as much as possible – ideally to the zero level over the next 3-5 years.

While striving to lower CAD, it should be remembered that a research conducted at the Indira Gandhi Institute of Development Research indicated that India’s current account deficit is countercyclical – that is, CAD rises when output declines and not when demand rises. For instance, during 2007-08, which was a period of high consumption as well as soaring investment and output growth, the CAD was contained at 1.3% of the GDP. Thus, this counter-cyclical tendency needs to be paid heed to, wherein, unlike the pro-cyclical tendency (that is linked with overconsumption), CAD is linked with output.

Boost Exports

To bring down CAD, undoubtedly the major focus of our government has to be on boosting the country’s exports. It is in this context, our Prime Minister Narendra Modi in his maiden Independence Day speech on August 15, appealed to companies around the world to ‘Come, make in India’. This call has the potential to turn India into a global manufacturing hub. By openly inviting the world to come and manufacture in India, Mr Modi was trying to fix the problem of sluggish growth of our manufacturing sector, which has so far put India at the mercy of imports.

To support our Prime Minister’s Independence Day clarion call to foreign companies to “come and make in India”, the Union government needs to take a slew of initiatives aimed at boosting exports. First and foremost is to develop our country’s overall export potential by providing cheap export fund to the manufacturing sector in a bid to reduce input cost as well as to promote R&D and innovation aimed at enabling production of qualitative and competitive products. Our government should also provide sufficient export financing to put Indian manufacturers on an even footing with their foreign competitors and provide expanded support for small business exporters in the labour-intensive sectors.

To enhance exports from the Micro, Small and Medium Enterprise (MSME) sector, the Union government should expeditiously implement the short and medium term measures recommended by the six-member inter-ministerial committee headed by then Finance Secretary R S Gujral, which had submitted its report in August 2013.

Furthermore, the Narendra Modi government may also consider setting a goal of doubling India’s exports over the next five years and announce all the requisite steps to enable Indian businesses achieve this goal. The relevant steps could include expanding the role and responsibilities of the Export-Import Bank of India as well as the Export Promotion Councils (EPCs), exploring the scope for opening up more and more markets for Indian goods in different countries, hiring experts who can offer guidance and consultancy services to Indian companies to foray into new markets, while also facilitating exports of their products to various countries around the world.

Reduce Imports

Our import bill is principally driven by crude oil as nearly 85% of the oil we use is imported. As such, when India’s total import bill in 2013-14 stood at US$450 billion, crude oil import at US$95 billion accounted for 21% of the total imports. In a bid to reduce its dependence on imported oil, our country has already initiated the process of exploration of shale gas through the ONGC, which is expected to dig 30 shale gas exploratory wells across the country by the end of the current fiscal. Shale gas is natural gas trapped within layers of shale rock and can be utilized as cooking gas and for other commercial purposes.

ONGC estimates India’s shale gas reserve to be in the range of 500 to 2,000 trillion cubic meters. However, much more endeavors in this direction need to be completed before we can exploit this resource optimally. Though, there is not much scope to reduce the crude oil imports bill in the near future, the solution to this problem lies in creating new energy sources that can replace petroleum cost-effectively as well as in reducing the total subsidies for LPG, kerosene and diesel that currently amount to about US$25 billion a year. Besides, wherever possible the government should strive to bring down our country’s petroleum consumption by relying on public relations campaigns aimed at encouraging alternatives to petrol and diesel, lower fuel usage, tapping solar energy, promoting carpooling and use of public transport, bio-diesel, bio-ethanol, etc.

Secondly, India is currently facing acute coal shortages. State-owned Coal India Ltd (CIL), which accounts for over 80% of the domestic coal production, has been missing annual production targets during the last few years. Furthermore, CIL is awaiting environment and forestry clearances pertaining to its 241 projects. As such the production of coal has been constrained. As against a total consumption of 739.42 million tonnes (MT) of coal during 2013-14, the supply was only 571 MT. To bridge this demand-supply gap, India had to import 168.42 MT of the dry fuel during 2013-14, which has added significantly to the import bill.

Hence, to reduce coal imports, the coal ministry will have to fast-track coal extraction from the mines from the explored and environmentally cleared blocks held by CIL. Moreover, environment and forestry clearances pertaining to its 241 projects should be expedited and coal mining work should be started immediately.

The next major item on our country’s import bill is gold. India had spent US$28.9 billion in 2013-14 on import of gold. As Indians are enamored of gold, there is an innate desire in most of them to accumulate maximum quantity of gold. Even the intellectuals find it impossible to convince their families not to buy gold, as investment in gold is perceived to be a great idea. India government has several times attempted to trim our craze for gold by increasing taxes on its import. However, so far such attempts have only pushed up gold smuggling.

To stem India’s burgeoning current account deficit, cutting down the huge annual imports of gold is one of the best options as this commodity can be termed as the mother of all non-essential imports. For curbing fresh imports of gold on a sustainable basis, banks and NBFCs should be banned from selling gold coins and from providing loans against gold. Our government should also come up with some innovative and radical ideas comprising massive and sustained persuasion beginning from schools to public campaigns.

Many Indians prefer to purchase physical gold as it is perceived to be a very effective hedge against inflation in the long run. Keeping this fact in mind, our government should design attractive gold bonds offering ‘super incentives’, which can act as a substitute to investing in physical gold. And our government may also have to launch some aggressive super campaigns to promote the acceptance of these gold bonds. The ‘super incentives’ can be gradually withdrawn once the concept of paper instruments as substitutes to physical gold gets accepted.

Focus on Import Substitution Industrialization

To reduce its current account deficit, India also needs to focus on Import Substitution Industrialization (ISI) that advocates replacing foreign imports with domestic production. Depending on imported goods that can be produced in India is an unhealthy trend as it drains our foreign exchange reserves and also increases pressure on our country’s current account. ISI as a trade and economic policy has the twin advantages of reducing current account deficit while improving domestic companies’ global competitiveness.

Currently, many Indian traders deal in Diwali products such as fireworks, fancy lights and statues of Indian gods and even household items imported from China. They just import them on a large scale and stack such products in their godowns and display them in their showrooms. Even consumer products like cigarette lighters, batteries, locks, car stereos, toys, fans and energy saving lamps, among others, are flooding the Indian market.

The Narendra Modi government needs to take a note of this trend. Without further delay, it should come up with an effective and viable Import Substitution Policy (ISP) that will provide stimulus to the domestic industry and also fight the evil of joblessness. Industry analysts believe the Indian manufacturing sector has the competence to attain a growth rate of more than 12% provided the door for inviting funds, talent, and innovation is wide open both at the small scale as well as the large scale.

Refining and upgrading existing Export Processing Zones, assisting our small and medium enterprises to interact with global players, widening of incremental exports incentivisation scheme and streamlining the process of clearances from government departments are some other pressing needs. This measure will also prove constructive in terms of large-scale employment.

Lure Foreign Direct Investment

India can also focus on attracting long term overseas capital flows by way of foreign direct investments, to lower its current account deficit. With the industrialized world growing at a relatively slow pace, capital always keeps looking for profitable opportunities abroad to earn a high rate of return. Currently, India provides that opportunity as it recorded a GDP growth of 5.7% in the April-June 2014 quarter and expects to cross the 6% mark for the full financial year 2014-15.

Going forward, the quick and pro-active policies of the NDA government would act as a growth propeller for the Indian economy, which will further strengthen business confidence and provide added stimulus to growth. And our government is expected to continue on its path of implementing the reforms agenda in a bid to restart the investment cycle and revive the overall demand in the economy.

Latest media reports say India can attract billions of dollars in FDI from Japan as Narendra Modi during his first official visit as Prime Minister has promised speedy clearances for fresh investments from Japan. The areas that can attract such investments include railways, smart city projects, biotechnology, clean energy, electronics, defence equipment and technology, and overall infrastructure space.

Since Modi has also promised to improve ease of doing business as well as fast-track the government clearances, provide clarity in policy regime and more business-friendly environment, there is huge potential to significantly increase the FDI flows from many other industrialized countries across the globe.

Develop India as a Preferred Educational Destination

India, which offers good academic standards, globally recognized degrees and diplomas, low cost education as well as safe and violence-free environment, has everything going for it to enable it to emerge as a dream educational destination. For students desiring to pursue higher education in the engineering field we have IITs, NITs and other renowned technical centers of learning. If design is their calling, they can head for National Institute of Design (NID), Centre for Environmental Planning & Technology (CEPT) or School of Planning and Architecture (SPA). If management is their thing, they can choose from IIMs, Indian School of Business (ISB), SP Jain Narsee Monjee and many other B-schools. Film-making? Well, there’s a choice there as well: Asian Academy of Film and Television (AAFT), Film and Television Institute of India (FTII) or the National School of Drama (NSD).

Despite this, every year over 6 lakh Indian students head for foreign shores for higher education after completing their graduation in the country. If the latest developments are any indication, Indian students have started eyeing foreign universities even for pursuing a wide range of undergraduate courses in computer science, product designing, journalism and mass communication, fashion designing, fashion photography, bespoke tailoring, business management, visual merchandizing and branding, petroleum engineering, drilling technology, beauty and spa management, among others.

The major reason for this migration of students is because they do not get admission in quality institutions within the country. For instance, Delhi University announced a 100% cut-off last year. With such high cut-off marks, majority of students are unable to secure a seat in good Indian colleges and universities. Thus, India currently faces a huge capacity constraint in the field of quality higher education. In view of this, our government in collaboration with the private sector should aggressively scale up the number of high standard quality institutes, colleges and universities that offer world-class education. For India, it is a viable proposition since we already have the technical know-how, expertise and experience to go ahead and implement it under the public-private partnership (PPP) model. What is required is political will and slightly tweaking our priorities.

One of the major advantages that will accrue to India from the above proposition is it will avert foreign exchange outflow of over Rs 95,000 crore in the field of higher education, which can contribute in a big way to ease the pressure on our country’s current account.

Encourage Tourist Inflow

Our government should aggressively seek out ways to encourage tourist inflow, particularly from the West by easing the visa regime and encouraging foreigners to choose India for holidaying. Though India has everything, including beaches, backwaters, snow, desert and different weathers, to attract foreign tourists in large numbers, our strict tourist visa regime acts as a major impediment. This in turn, results in lesser foreign exchange earnings.

India’s visa regime has reportedly been deflecting foreign tourists from the US, Canada and Europe to Sri Lanka, Bhutan and Nepal. The NDA government should, therefore, consider restoring India’s foreign missions’ flexibility for granting tourist visas as it would definitely help in attracting more visitors. Currently, India has agreement with different countries, including Japan, Finland, Luxembourg, New Zealand, Cambodia, Vietnam, Philippines, Laos and Myanmar, under the visa on arrival system. To give a boost to the tourism sector, it would be advisable if the tourist visa on arrival regime is implemented with other countries also.

Motivate Outbound Indian Travelers to Opt for Domestic Tourism

Lately, our country has emerged as the fastest-growing outbound tourist market in the world and in absolute numbers India is second only to China. The number of Indians travelling overseas is set to rise from 15 million currently to around 50 million by 2020. This will mean a significant surge in spending overseas. In 2011, Indians travelling to Asia-Pacific spent US$13.3 billion, which is set to rise to US$91 billion by 2030.

This makes Indians the second-biggest spenders in the world on overseas travel, after China. So, while encouraging foreign tourist inflow to India, our government should also strive to motivate Indians, who normally vacation abroad, to choose domestic tourism destinations over overseas destinations for their future holidaying.

India’s rich history, cultural heritage, beauty, diversity of religion and medicine fascinate the diverse segment of budget and luxury tourists as well as leisure and business travelers alike. In fact, India is probably the only country that offers various categories of tourism with its geographical diversity and rich cultural heritage. However, due to various constraints, India’s domestic tourism potential has not been tapped fully, till date.

The World Travel & Tourism Council (WTTC) has ranked our country among the leaders for long-term (10-year) growth prospects. Moreover, Conde Nast Traveler magazine has ranked India among the top 10 tourist destinations of the world. To encourage more and more Indian tourists to opt for holidays within the country rather than going abroad, our Tourism Ministry should aggressively tap the unexploited tourism possibilities in the rural belts of the North-East, Jammu & Kashmir, the Andamans, Kerala, Karnataka, Goa, Rajasthan and the temple circuit of Tamil Nadu by setting up proper facilities there and by providing air, water and surface-transport linkages and connectivity.

If the airports nearest to these tourist destinations are connected with direct flights to Mumbai, Delhi, Bangalore, Ahmedabad, Hyderabad, Chennai and other metro cities, then many of the outbound Indian tourists can be easily lured to spend their extended weekends in these rural belts.

To promote domestic tourism among outbound Indian travelers, our government should also offer tempting incentives to tour operators, travel agencies & portals, hotel chains, service providers and other stake holders for promoting the diverse range of tourism packages comprising adventure tourism, heritage tourism, medical tourism, honeymoon tourism, eco-tourism, rural tourism, pilgrimage tourism, wellness tourism, wildlife tourism and MICE (Meetings, Incentives, Conferences & Exhibition) tourism at several tourist destinations and circuits spread across the length and breadth of the country.

Given the distance between various destinations and tourist circuits, the government should also ensure that ease of travelling – right from hotel booking, airlines booking and transfers from and to hotels – are all available at the click of a button and all the requisite facilities comprising hotel stay, food, transport, shopping, etc are all within very affordable and budgeted rates.

This point needs to be specially taken care of because there have been complaints from outbound Indian tourists that some of the overseas destinations like Dubai, Thailand, Singapore and Malaysia are currently working out cheaper than domestic tourism destinations like Kerala for Delhiites, tempting the latter and their families to go abroad for holidays.

If all the measures delineated above can be implemented efficiently and effectively, our country can avert significant amount of foreign exchange outflow in the tourism sector, which in turn can be diverted into our domestic tourism industry. This will not only help in containing India’s current account deficit, but it also has the potential to generate large scale employment opportunities and thus give a major boost to India’s GDP growth.

Attract More Overseas Remittances

Since a substantial portion of the NRI remittances get invested in fixed deposits, real estate, stocks and bonds, they can be termed as permanent foreign currency inflows that can help finance India’s current account, unlike the NRI deposits that are repatriable.

There are some countries around the globe where they have shortage of skilled and unskilled manpower. On the other hand, some of our Indian states have acute unemployment problem. With the help of the India’s foreign ministry and overseas missions, our government can try to coordinate with concerned authorities in such countries with a view to tap the prevailing job opportunities there for the benefit of its unemployed citizens. In fact, our government can contemplate setting up a separate ministry to facilitate this process. Once these Indians land up good jobs abroad, the money they send home to their families and relatives would definitely boost the total NRI remittances that our country receives.

It is also observed that many Indians working overseas tend to use illegal and parallel transactions to send money home. RBI should study the reasons for their resorting to illegal means and provide them the required incentives so that they are motivated to use the official channel for such remittances. Furthermore, the Reserve Bank of India (RBI) should try to boost the total remittances received from abroad by resident Indians by scrapping the existing limit of 30 remittances allowed per annum from NRIs. Earlier this limit used to be 12 remittances a year. After scrapping the limit, the change should also be publicized sufficiently so that NRIs desiring to take advantage of this move are able to send remittances more frequently.

Bring Back Indian Black Money Stashed Abroad

A recent Assocham study has pegged the Indian black money stashed abroad at around Rs 120 lakh crore or US$2 trillion. The Narendra Modi-led government has already constituted a Special Investigation Team (SIT) to unearth and bring back this black money to India. Assocham has said it will submit its proposals to this newly constituted SIT.

Our government should come out with some tempting incentives or concrete proposals in the form of either an amnesty scheme or a voluntary disclosure program to facilitate transfer of all the Indian black money lying abroad into our country. If our government succeeds in its efforts at bringing in the said black money stashed abroad, it will instantly enable India to have a significant surplus in its current account.

Pressing need to accord the status of basic necessity to healthcare

Would you truly term this as development wherein hospitals in the urban parts are providing world-class services to a trivial proportion of Indians while residents of rural areas do not even stand a chance to consult an authentic medical practitioner? How many of us will take a chance to move to one of the government hospitals for medical services? If not for consultation, try visiting any state backed hospital of India, and I am sure that your mere perceptions of lengthy queues and shortage of beds would change when you will observe doctors’ aides prescribing medicines to the sick, absence of basic amenities (water, lavatories, and chairs), disordered administration, and nil grievance resolution measures. Shocking is the fact that 70 percent of Indian households rely on private medical sector just because the public one is hopeless.

Prior to demanding government’s attention towards the heath domain, let us know why at all we need a highly robust, responsive, and affordable healthcare system. Sad is the fact that while on one hand our economy grew at 50 percent from 2001 to 2006, the malnutrition rate dropped by just 1 percent. Next is our ever-high infant mortality rate. More than 1.7 million children of our country die every year prior to even crossing the first year of their lives. As per the number of HIV infected patients, India stands at the third position globally. If you talk of Rabies, we are at the top. Dengue, Hepatitis, Pneumonia, and Tuberculosis are a few other evil holdbacks. While the WHO guidelines demand 3.5 beds per thousand citizens, India is way down at just 0.9 beds per thousand.

Now let us know what is holding us back. Foremost, being the second most populous country of the world, and accounting for more than 20 percent of world’s liability of disease, we are among the bottom five countries with lowest spending on public health. How can you even expect the milieu to advance when mere 1.5 percent of the GDP is expended on public health? Second, with just 0.6 million doctors and 1.5 million nurses, we have just one doctor for every 1800 Indians (WHO recommends one doctor for every 600 people). Bad governance and corruption in almost every of the state backed project, for instance the NRHM, are too some key concerns. Next, with an extraordinary spread of private hospitals and costly diagnosis and cure, mere 20 percent of Indians are capable to afford healthcare insurance.

The primary measure that can uplift the healthcare sector is undoubtedly a hike in the amount of government spending to anything close to 5 percent. Next, when will we start thinking of preventive healthcare rather than curative healthcare? Precautionary measures ranging from nutrition and counseling on hygiene to prenatal care and vaccinations are much-needed. To cover up the deficiency of doctors, medical colleges in every district, wherein PPP model can be adopted, have to be set up. A recent article in the TOI revealed how private medical colleges are producing money-minded doctors by charging capitation fee of up to INR 1 crore. A committee has to be formed by the GOI to curb such mala fide practices and to uncover underlying facts. Also, the new government must think of lessening duty on life-saving drugs and key medical equipment, along with incentivizing their in-house production and R & D.

The GOI, though, is expending a large amount to ensure that state-backed hospitals provide adequate medical services, misuse and mishandling of this fund is not at all an unknown fact. Absence of doctors during working hours, unauthorized selling off of medicine, corruption in the process of diagnosis and admission, and unnecessary strikes are what that leave patients with no other option than to approach private hospitals or even die at the gates of state-backed hospitals. Such large scale malpractice, if not curbed with immediate effect and with workable measures, would never allow the poor to avail proper medical services. Herein, proper audits and technology-driven attendance system in government hospitals can deliver apt outcomes. Recurring cases of strikes, causing long absence of medical services, have to be curbed anyhow.

Next, with 100 percent FDI allowed under the automatic route, India should have had every of its city equipped with at least moderate quality hospitals. Then why are most of the doctors busy to the core handling long queues, wherein the patient just not have to suffer from the illness, but also due to the time involved in getting through the queue? Herein, it is very much vital to identify the underlying reasons as to why not all those who can afford expensive treatment are able to avail the same. For sure, scarcity of proficient medical practitioners, along with limited demand (due to less prevalence of medical and health insurance) is accountable.

Tertiary healthcare, the third level of healthcare system wherein specialized consultative care is provided via Intensive Care Units and advanced diagnostic support services, remains an area of concern when we talk of its availability and affordability to people in Tier B and C towns. Not at all can we expect attainment of basic essentials for all Indians unless tertiary health services are made easy to get to. Extraordinary measures are also to be undertaken to accord requisite admiration to the services of nurses in India. Of 20 lakh registered nurses in India (as per INC), almost everyone is ill-paid and loaded with too much work. Still, when they are on duty, they are more obedient than the doctors. Furthermore, commercialization of medicine and undue marketing causing inflated prices are to be curbed, else easy accessibility can never be attained.

Liability for negligence is almost absent when we talk about this white collar profession. While I have talked about unqualified persons delivering medical services in rural areas, it is also vital to take note of medical malpractice by some qualified doctors across India. The Medical Council of India, a statutory body liable for upholding high ethics in medical practicing and education services, comprises of just a couple of non-medical experts as vigilance officers with rest as doctors. Also, not every medical service provider can be regarded as dishonest towards the profession or the society; however those rare fishes polluting the pool have to be taken care of. Herein, the government needs to think of deploying more and more officers in the MCI from administration and other eminent spheres.

HIS (Health Information Systems), automated supply chain management, and quick disease surveillance are a few measures that can surely boost our healthcare domain. Also, while the government is planning for more AIIMS to covers more states, it has to be ensured that services are available on the basis of number of residents so as to cover a large chunk. How can we even forget that our Ayurveda existed even prior to somebody thought of the Allopathic branch? The aptitude of Indians is beyond comparison; however feasible and swift actions are expected from the government. Unless the discomfort of the sick common man is felt by the MCI, the doctors, and the government officials, the milieu will never change. Let us hope that the common-man-turned-PM Mr. Modi would collaborate resourcefully with states to bring in a revolution.

Let the agriculture sector be the economy booster

When we know that every second Indian earns livelihood from agriculture and allied activities, that agricultural growth ratedetermines the prices of basic commodities and even the banks’interest rates, and that India ranks first in the world in terms of production of many fruits and vegetables, then how can we allow this crucial sector to account for only 16-17 percent of the GDP? Inflation, unemployment, unequal income distribution, and below average productivity are a few concerns that canundoubtedly be taken care of if workable measures are undertaken to uplift the agriculture sector. On the verge of losing exclusivity, the area demands attention.

And when we talk of boosting agriculture, replicating Gujarat’s way of administration appears to be most promising. Everyone knows that when the rest of India was struggling hard to attain 4 percent growth rate in agriculture, Gujarat emerged as a state that delivered almost 10 percent growth rate for 10 long years from 2001 to 2011 owing to good governance and real reforms. In the same context, it is vital to note that Mr. Modi-led state government, which inherited 10 thousand check dams, has elevated the number to 15 thousand, thus assuring that 60 percent of cotton farming area is irrigated. The measure has helped the state to upsurge cotton production by 800 percent in the past decade and also attain 300 percent hike in food grain production.

The World Bank in 2008 pointed out how poor roads, unwarranted regulations, and unhelping market structure prevent Indian farmers to freely access the market, which along with outdated irrigation arrangement is accountable for decline in the agricultural output. In the year 2011, the World Bank appreciated economic progress of India; however revealed how unproductive and incompetent agriculture sector is resulting in gap in income as well as human development. The World Bank laid special emphasis on facilitating rural non-farm entrepreneurship, and policies that could encourage competition in agricultural marketing so that farmers receive best prices.

Horticulture revolution in Gujarat is an example that can be followed by many other states like Maharashtra and Bihar. How the APMC, which has been a subject-matter of just discussions, was managed in Gujarat is too a learning bit. Plus, how the state has been responding positively to those who wish to set up private mandis is something others need to pick up. In many of the articles of newspapers, you can read how and why the farmers of Bihar have no other option than to sell off their paddy produce even below the minimum support price. The farmers also part with their staples rice and wheat produce at 20 percent less than the MSP. And why isn’t anyone seem to be cared aboutthe much-needed ‘organic farming’? Remember, helping thesefarmers in production and marketing of their produce will assure lessened poison in our food.

Indian governments, since long, have been trying hard to push the growth rate of the industrial sector, hence numerous industrial corridors viz. DMIC, CBIC, and ADKIC are projected, which aim at united cooperation from multiple states.The ‘Pak-China Economic Corridor’ is an attempt by two nations, Pakistan and China to exchange technology pertaining to fertilizers, pesticides, agro-chemicals, and seeds so as to boost their agricultural sectors. On similar lines, agricultural corridors embracing feasible states shall be set up in India, which should aim at developing robust system for this sector, along with extending help within the group. Elevation of our agricultural sphere, wherein its share in GDP should match shoulders with other sectors, will proudly bring back the saying ‘Krishi Pradhan Desh- Bharat’ for the nation.

What Mr. Arun Jaitley recently spoke about regarding delisting fruits and vegetables from the states APMC Acts can be a constructive step towards bringing down the food inflation. For now, almost everyone knows what market area, market committee, and wholesale marketing norms under the APMC have delivered with respect to shielding farmers from exploitation. Along with, the government will have to focus on water rich provinces of the east, which will in turn add to productivity, food security, and commercial viability. Lastly, when many reports reveal that our production is not the primefactor for high prices and unavailability of food grains, it becomes easy to comprehend where the holdback subsists- Carriage of produce.

If we look at the global picture with respect to agriculture andfarmers, no farmer would ever want his successors to carry the same profession. Despite setting aside USD 956 billion in the 2014 U.S Farm Bill, the government of the U.S. hasn’t been able to convince farmers to pursue the same job. Alike is the case in the entire Europe where every one farmer quits work in every one minute. At some places, farmers’ sorrow is connected with unfair land acquisition; while at others, the subsidies aimed at their advantage are relished by agro-based companies. Nations with flourishing GDPs (backed by contribution from the industrial or the services sector) have though earmarked fundsfor the betterment of farmers, farmers have rarely benefitted.

When we talk of financial inclusion, equality in income distribution and such other pluses, can we overlook the fact that almost 3 lakh Indian farmers have committed suicide since 1995 owing to minimal surviving aspects? China has demonstrated to the world how an economy can boom even with more ofindustrial share in GDP as compared to share of the services sector. The rule that with escalating economy the share of agricultural sector dips has to be smashed by India. This is the time when we can set an example and can emerge as a nationwith sturdy economy backed by the agricultural sector. Common man-turned-PM, Mr. Modi, is expected to pay heed to the concerns of those who are the backbone of mankind. Indeed,ones who help the rest of the Indians to overcome hunger can never be left in vain.

Win-hangover gone, BJPians to focus on today

I can recall the words of all political experts post the 2014 general polls wherein they declared 2014-onwards to be the BJPseason. Boosted with massive wins across the country, the BJPians seem to have disremembered that seasonal variations are just like day and night. Mr. Narendra Modi and his team is for sure the squad Indians can bank upon; however Indian political setup is a blend of federalism and unitary attributes, hence the role of states, rather the crucial role of all states has to be paid heed to when we aspire for India’s prosperity. This, I believe, was the reason why the much-capable Mr. Amit Shahwas designated the national head. He did it in the U.P. and the BJP expects him to deliver the same across the nation.

But, can you delegate all the tasks ranging from organizationalrestructuring to enhancing the BJP’s hold in all states to just one person? In Karnataka, the BJP has even lost the Bellary Rural seat, which was previously held by MP B Srisamulu, in the assembly by-polls conducted on 21st of August. Of all three constituencies that went for by-poll, BJP won just one, while the two went to Congress. In Bihar, the BJP could win four out of ten seats in the by-polls; whereas the overall picture is just seven out of 18 seats. Senior leader, Shahnawaz Hussain, has accused the state BJP for the loss; however if we look at some underlying facts, the picture is distinct.

As stated earlier, unless the BJP gets hold of most of the states, execution of plans will be hard. And spotting the real reasons of setback is the foremost task. Blaming just the state BJP is likepassing on the blame to the weaker cluster. The general public that voted for the BJP and the current PM in the general pollswas along with foreseeing Mr. Modi as the only capable ruler was also fed up with the way of governance of the UPA. From food inflation to our approach towards China and Pakistan, nothing was apt. Mr. Modi, through his words, lightened a new ray of hope, wherein the Indians anticipated cheaper basic needs and India’s solidity over the two ill-disciplined neighbors. Until today, the milieu, however, looks unchanged.

From mortar to other long-range weapons, Pakistan has used almost every measure to violate the cease-fire. 35 BoPs (Border out Posts) have been attacked by them in the past few days.Chinese troops, too, have crossed their limits to enter the Indian soil. In the same context, the separatist leader, Yasin Malik,freely roamed on the roads of the Capital and met the Pak High Commissioner. Later he was seen on a national news channel justifying Kashmir’s separation from India and alleging that the PM is on the wrong track. Aren’t the Indians who anticipatedchanged days observing this? And the question which almost every other Indian is asking is how Mr. Modi is dissimilar to the former PM with respect to handling Pak, China, and Kashmir.

Tomatoes and vegetables are still selling at high prices. Of course, few months old government cannot be expected tomodify the demand-supply conditions in just a short period.However, letdowns like hooting of CMs and unorganized state squads of the BJP can be managed if apt measures are undertaken. Just like delegating the U.P. mission to Mr. Shah, BJP can think of placing accomplished leaders, may be of a different state, at places where the state squads are not delivering up to the mark. Also, Pak and China, along with fake secularism, are the worries that need quick and strong verdicts.BJPians need to overcome the win-hangover with a view tospreading positive vibes in every of the Indian states. Earlier they start better will they deliver.

Is this the ‘modernization’ we crave for?

The world is talking of ‘modernization’. As Indians, we speak about the western culture and make every possible endeavor to infuse the same in our day to day lives. Ranging from clothing and way of speech to our food selection and social dealings, a newer India has come up with an altogether distinct approach towards culture, patriotism, and ethical values. Why do I see most of the youngsters of my locality at the corner shop that vends cigarettes and chewing tobacco? The answer isn’t tricky. Cigarette sticks, a canister of beer, harmful drugs, X-rated pictures, and loud music have today evolved as a symbol of our so-called westernization. And those who do not fall in the category are looked upon as persons carrying worn out outlook towards life.

You cannot find any good reason as to why a person should prefer smoking. Then why have more than 110 million people of our country accepted one of the most hazardous health risks, smoking, as a part of their lives? The next fact will shock you. India is home to more than 12 million women smokers, which means that we stand almost at the top with respect to female smokers just a step down to the U.S. As from the October 2nd 2008, smoking at public places is forbidden. And why did the law-makers not consider ‘roads’ and ‘streets’ as public places is a hard question to answer. Nevertheless, even places covered under ‘public place’ for instance bus stands, airports, and parks are not absolutely smoke-free owing to our lazy law-protectors.

A recent report reveals how India witnessed a threefold rise in the number of male teenagers consuming alcohol. Despite knowing the age of the customer, bars and hotels serve unlimited glasses of wine just to make earnings. And fallen into the trap are the teenagers who are vastly motivated by songs, advertisements, and of course the ongoing trend. In India, legal age for alcohol consumption varies from state to state. For instance, this is 18 years in Goa, U.P. and Pondicherry; 21 in Rajasthan and Madhya Pradesh; and 25 in Delhi, Haryana and Punjab. This distinction is beyond understanding since harms of alcohol are the same for every person.

Next, the Public Gambling Act, 1867 prohibits in India the running or being in charge of any public gaming house. Even the Information Technology Act, 2000 forbids online gambling; yet it has been reported that more than 40 percent of internet users in India have visited a website hosting gambling. Instances of betting on games of cricket and even polls are not unknown. A vital fact here is that two Indian states, Goa and Sikkim allow casinos to operate. Something that I am worried about is the news which reoccurs every other day saying how a person lost his hard-earned money, reputation, and many a times even a female of the house due to gambling loss. Let me tell you that Indian gambling market is valued to be worth USD 60 billion per year. 

The vending of adult magazines outside the railway stations and bus stands is now taken over by a hefty pornography market in India, which operates physically via supply of porn CDs, and also through the online platform. It is now not rare to see a youngster’s cellphone loaded with X-rated pictures and videos. It is substantial to note that The Information Technology Act, 2000 very obviously states that online pornography is a punishable offense in India. However, the Directorate of Telecommunications has stated that due to technological and other reasons blocking of porn websites is not possible. Why the internet service providers are not directed to take actions to ban such webpages from being accessible to users is beyond understanding.

Of all the above-mentioned evils, you cannot say which one is the most detrimental. Neither our social nor our economic and cultural values back any of these vices. To make more and more revenue, the governments too, do not disturb the free flowing of cigarettes and alcoholic drinks. How Gujarat managed to fetch sustainable growth despite of prohibition on alcohol is a lesson many states need to learn. Also, uneven laws as to the legal age for alcohol consumption and open contravention of law pertaining to smoking in public places are the subject matters that demand sincere attention of union as well the state governments. Indeed, our excessive version of westernization needs a solemn thought with a view to safekeeping Indian values and culture.

Price Discovery- An essential we have disremembered

Indeed, the very first lesson of marketing I learnt was not from any book. My father, who comes from a farmer family, wandered from one end of the vegetable market to the other, just to know the most reasonable price of what he aimed to purchase. ‘Price Discovery’ is what he named this process and the same taught me the lesson of my lifetime. When asked why he applied so much of hard work to save just a few pennies, he smiled. Yes, he too could have managed buying commodities at whatever price quoted by the vendor; however his endeavors were not just a help to our family, but were also a trivial aid towards social fairness. I will tell you how.

If every commodity was to be sold at the quoted MRP (Maximum Retail Price), cellphones or for that matter, edible oil would not be vended at way less than the MRP. You can find vendors in the same street selling products at dissimilar prices. One of the causes of price variation is the kind of business motive the trader has opted i.e. wholesaling or retailing. The other, of course, is the approach of the buyers. Leave metro cities, even in towns today, you can find consumers blowing horn from their cars and just asking the final price of the goods purchased. And if you call this prosperity or development, why is the much larger chunk, the underprivileged, forced to depart from the shop when they make an honest attempt to bargain and discover real price?

Would you call this our sluggishness, our fear, our ignorance, or our pride that does not allow us to even ask the seller if there exists any scope of price negotiation on the commodity? How many candies do you voluntarily buy while purchasing grocery items? Then why do you return home with pocket full of candies just because the vendor says that coins have become rare? Try making any future purchase with those candies and see if the vendor entertains your request. A drastic change that has occurred in our society is that a common man does not care. He does not care about the ‘best before dates’, ‘best available price’, and ‘best quality in same price range’.

And when I talk about the social loss, let me quote an easy instance. Residents of busy metro cities rarely bother for the packaging date of a commodity, say a packet of curd. A housewife, when finds, the next day, that the curd is bitter and not fit for consumption, throws the packet away without caring about the loss of hard-earned money, loss of resources used in producing and packaging, and the loss of a commodity that could have been of use for a poor household. On the contrary, an alert customer or an underprivileged, when attempts to approach the seller to get the packet replaced, is looked upon as a law-offender or a disrespected human being.

Let me tell you a few more facts. The gift packs you purchase during festive seasons are priced way higher as compared to the cumulative price of chocolates/ biscuits inside. Try buying a Delhi Metro ticket from the counter and you will come to know how the vendor befools every other buyer by keeping the one or two rupee change that should have been reverted. Just for once, visit the wholesale vegetable/ fruit market near your home and you would realize how much the vendor, delivering the same services at your doorstep, saving. Prior to buying a new cellphone try locating the seal of the manufacturer on the packaging box and it is almost sure that the same will be tampered with. When asked reason from the seller, he will say ‘Trust me’.

Why are we allowing the market and the vendors to part with any substandard/ overpriced commodity so easily? There could just be two causes. Either the Indians are prosperous enough not to care about minimal losses or our sellers are honest enough to deliver only apt goods. You must agree that both the equations are true only to a trivial extent. Isn’t our sloppiness a reason why money is flowing to only some hands and the poor are being neglected to the core by the vendors? Despite so many laws backing the rights of customers, sellers are unafraid of dumping even the frail goods. Now you know why. No government can bring in any revolution until the common man recognizes the vitality of price discovery and the paybacks of vigilant purchasing.

Re-birth vs. enduring burial of the Planning Commission- Hidden Possibilities

Let us now put an end to discussing the evils of the Planning Commission. Sloppy approach and unclear working mechanism of the Planning Commission has led to its demise, which for sure was the pressing need of the hour. And those retaliating to this change, just because the new PM has initiated this action, must know that the Independent Evaluation Office (IEO) of the Planning Commission recommended the scrapping out of the Commission alleging that the PC in its current form and function is a hindrance rather than help to India’s development. The dipping GDP of India, ever-low industrial and agricultural output, and tensions between the states and the center are the elements good enough to assess the working of the PC.

Those who are unqualified to relate the economic downfall of the country with the failure of the Planning Commission are of the opinion that the Nehru-created Commission, comprising of so-called think-tanks and planners, is what that Mr. Modi wants to be outstripped. If the rulebooks and governing groups were eternal, why would governments bring in constitutional amendments? And what at all is wrong in getting rid of a body of intellectuals which until today could not set a convincing poverty line, or for that matter, which makes almost unchanged five-year plans with same bottlenecks and corrective measures. Federalism, which banks upon cordial relations between the states and the center, urges for a setup that can assure unbiased working norms.

Having talked much about the Planning Commission, let us now concentrate on the structure that is about to add to the dexterity and pace of evolution of India. Mentioned hereunder are a few proposals for the new arrangement that I have named as the Commission for Cohesive Development and Reformation (CCDR).

1. Let the new commission have demarcated wings ranging from Department of Industrial Policies; Department of Price Regulation; and Department of Regional and Rural Policy to Department of Social Evolution; Department of MSME; and Department of Legal, Fiscal and Trade Affairs.

2. The prime motive of the new commission shall be ‘efficient utilization of available resources, unbiased allocation of funds to states and central ministries, workable control mechanism, and all-inclusive and sustainable development’.

3. Formulation of five-year plans can now be dispensed with. Instead, the demarcated wings must devise both short-term and long-term plans for their domains. Short-term plans will be easy to implement and supervise, whereas long-term plans will be the ultimate goals.

4. Assessment of basic bottlenecks viz. scarcity of educational facilities, quantum and nature of unemployment, underlying causes of poverty, excessive freedom to producers with respect to pricing of basic commodities, and concerns related to drinking water and sanitation.

5. A link between the states and the center by helping the Ministry of Finance realize the distinct needs of different states. Not all states have similar tailbacks and needs. Computing of financial requirements shall be based on number of residents, stage of development, and the capacity of the state government in properly allocating funds to relevant programmes.

6. Comprehending the economic conditions prevailing globally with a motive to embracing the pluses in the national economic endeavors and to steering clear from the minuses.

7. Dedicated prominence to the infrastructure wing- Planning the need for ports, rail projects, shipyards and airports, along with conservation of energy and augmentation of PPP model with requisite transparency and accountability.

8. Easy approachability by the central ministers, state governments, and also the general public. Proposals should be invited from the general public with a view to getting rid of problems that remain uncovered.

9. Assessment of GDP growth rate. This will include evaluation of the participant sectors of the GDP viz. agriculture, industry, and services. India is high on services; however we rarely have any substantial copyrights and patents. Industrial sector demands additional focus.

10. Control mechanism that can uncomplicatedly recognize the deadlocks of the devised plans. Monitoring of the funds allocated to states and central ministries, along with corrective actions, wherever needed, will render pace to the wheel of development.

If we look at the other side of the coin, it becomes apparent thatalthough the new commission will be equipped with enhancedefficiency and accountability, not every bit can be achieved byplacing the old wine in a newly designed bottle with a new brand name. This part of the coin depicts an altogether distinct alternative, wherein the existing departments and ministries can render the services which we are trying to extract from a revived Planning Commission. To be precise, the union government can part with the proposal of a new body and can delegate the tasks intelligently in the present structure. Let me throw some more light.

The ministries of the union government are equipped withintellectuals, powers, and resources. For instance, the Ministry of Finance deals with taxation, union budget, center and state finance, capital market, and such other financial tasks. Departments ranging from Expenditure to Revenue and from Economic Affairs to Financial Services are the key wings of the Ministry of Finance. Then, is it not feasible and prudent to delegate the tasks of planning financial needs, coordinating states and center affairs, andsupervising allocation of funds to this Ministry? Of course, the Finance Ministry cannot undertake all the responsibilities in vacuum, hence would need some helping hands viz. other state-level and central ministries and a special cell. Mentioned below is an indicative plan that can prove viable in the current circumstances.

Bifurcation of tasks of the existing Planning Commission to the Ministry of Human Resource Development, the Ministry of Finance, Cabinet Ministers, and the Auditor General of India under the central level would be the foremost step. At the state level, the bifurcation can be to the state HRD Department, Finance Department, Chief Secretary of State, and the Chief Minister’s Office. The task of gathering requisite data for the project to be undertaken, through the database of Revenue and Finance, shall be the job of the state HRD Department. It is known that this crucial department takes care of the development of human resources (primary and secondary education, and technical education). Post recognizing the needs of the state, the report shall be forwarded to the state Finance Department for budgeting with respect to expected funds to undertake the project. This report shall be forwarded to the Chief Secretary of the State for approval, who shall have the power to order revision. Final draft shall be moved to the Chief Minister’s Office where the approved project report will be made ready.

This approved project report will now be dealt with at the central level. The foremost echelon will be the Ministry of HRD. Post the approval granted by the Ministry of HRD, which will consider the feasibility of the project in terms of resources needed, and the social and economic gains expected from the project, the report shall be moved to the Ministry of Finance, which will have the authority ofreleasing funds for the project after evaluating the budget laid down by the state Finance Department. For expert and unbiased analysis, the Comptroller and Auditor General of India will weigh the report on preset parameters prior to submission to the Prime Minister’sOffice. The complete process will take two-three months if undertaken with due diligence and dedication, which will be highlyresourceful as compared to the working of the Planning Commission. Also, the states and the center will share amiable vibesas the obligation of moving to an unnecessary body will be dispensed with.

The above recommendations are not exhaustive and are just a glimpse of the overall picture. It is, however, expected that the new setup must embrace such pluses, which appear as the most promising measures in the current milieu. Also, the government or the new commission cannot be the only driving force. The opposition, corporates, social welfare agencies, and above all, the common man will have to contribute in the process of nation building. No agency can assure compatibility between the states and the center unless they are self-motivated and authentic towards bringing in prosperity. Indians expect the state governments to disremember any ego clashes with the center for those five years when they are accountable for mutual evolution. An agreeable end to all the uncertainties, viz. would a new body that would find new possibilities be formed, or would the government remove all hindrances between the states and central ministries by opting for the second suggestion, is expected from the wise squad of new leaders.

How much forbearance does Hinduism allow?

The book ‘Ancient and Medieval History of India’ by H.G. Rawlinson claims that it was in the end of the 7th century when Arab Muslims landed and settled on the Indian coast for the first time. Further expansion of the Muslim conquest in the Indian subcontinent marked substantial presence of Islam in India. It was then that many of our temples, including the Somnath Mandir of Gujarat, viewed sheer disrespect by the Muslim rulers like Muhammad Ghori and Mahmud Ghaznavi who regarded Hinduism as the religion against whom the holy book, Quran, does not prescribe any tolerance. Vital to note, ‘Jizyah’ was the tax that was collected from the Hindus in India in lieu of protection against ferocity and dismissal.

My reason of citing the above facts is not anyway related to re-collecting the instances when the Hindus were maltreated by the followers of Islam. It is indeed a pleasure to quote the example of the reign of Mughal Emperor Akbar who advocated the progress of Hindus and dismissed the evil of Jizyah. There is, however, a vast misperception that the division of British India into secular-India and Islamic-Pakistan is viewed by the Hindus as giving away of what belonged to them. Remember, two Hindus, Nehru and Mahatma Gandhi, were the ones who committedly accepted Muslims as a basic part of Indian soil. On the contrary, oppression of Hindus in Pak is known to all. And the displacement of Kashmiri Pandits is a dishonor for the Indian rulers.

The Muslims, who have stayed in India after 1947, share equivalent faith towards Indian laws, customs, moral values, and thus have been accorded the status of ‘citizen’. The development of India rests on the shoulders of all citizens, then why some political leaders regard just Muslims as the most vibrant pillar in our success is something that nurtures doubts. In the same context, shall we not raise questions when policies of some political groups become mere Muslim-centric rather than being development-centric? Why in the U.P., Hindus are more prone to communal attacks and penal actions, is also a crucial concern. When every news channel and newspaper is flooded with cases that clearly reveal politics of appeasement, is it reasonable to remain silent?

Internally, most of us know the real purpose behind several instances of religious conversion in the past few years. We are also familiar with the fact that governments extend undue favors to particular communities just to lure them and fetch votes. Let me be very clear that the common man, be it a Hindu or a Muslim, would never allow any differences in the name of religion. It is, however, a few communal leaders, politicians and their admirers who make illicit paybacks by infusing the seeds of hatred among communities. Being favored by many political groups, the minority community is somewhat on the secured side; it is the Hindus who have been victims of this fake secularism which advocates opulence of the minority irrespective of the detriment.

Why the statement of Amit Shah in Bijnor was considered offensive and something that could have led to communal disturbance is a question I want to ask the so-called secular politicians. Also, what was off beam when Mohan Bhagwat denoted Hindustan as a Hindu nation? If the same had been alleged keeping the minority in the center, people had construed this as true secularism. The motive is not and can never be to displace the minority for the profit of Hindus. Rather, the drive is to protect Hinduism from bogus secularism and organized damage. And believe me; the Muslims have to be an equal participant in this process. Development can never belong to just one cluster, inclusiveness and contribution by all is what that India craves for.

Lastly, it is expected from the new and vibrant leader of our country, Mr. Narendra Modi, to lay down such a structure wherein community based politics finds no other way than to perish. It is evident that Muslims too have parted from the decades-old politics of appeasement. In the U.P., the BJP managed to win all expect one of the 27 seats which have high concentration of Muslim voters. Victory of BJP in Chandni Chowk and in constituencies in Assam (with considerably high Muslim votes) is enough to comprehend the prevailing milieu. Hinduism and Hindi are for sure the roots of India and BJP has proven that these very roots can never be forsaken. For those, who are looking forward to ruin these, I would say, no more forbearance will be allowed.

India and Pakistan- Will the milieu ever change?

The head of one nation cordially requests the presence of his counterpart, the head of second nation which has a long history of conflicts, wars and allegations with the first nation. A couple of months later, the second nation disremembers the cease-fire agreement and violates the same for more than ten times. Also, an official of this second nation holds a dialogue with a separated leader of a disputed province that lawfully belongs to the first nation. Now, what should be the approach of the first nation towards refining the worn out relations? It has been more than six decades now that India is willing to forget the past bitter episodes so as to infuse harmony in the relationship; howeverPakistan seems to be unaffected and careless, as ever.

Let me remind you of some key instances. Post the end of the British rule, India and Pakistan emerged as two liberated nations sharing more or less same cultural and linguistic attributes. The center of attraction has always been the Kashmir. It is to be remembered that in October 1947, Pakistani paramilitary forces made an illicit attempt to invade Kashmir, where after the then King of Kashmir, Maharaja Hari Singh, signed the instrument of accession to the Union of India so as to protect the province from the attacks by deploying Indian troops. An integral and lawful part of India, Kashmir, is thus what the Pakistan wants at any cost. When Pakistan talks of plebiscite (referendum), why is the fact, that neither in the legislative nor in the parliament pollsany of the separatist leaders has ever been elected by people of Kashmir, disremembered?

The new Prime Minister of India, with the aim of bettering the milieu for Indians (specifically the Kashmiris) and Pakistanis,initiated the first attempt for wholehearted relations. The foreign secretaries of India and Pakistan were to meet on the August 25th; however the abrupt intents of Pakistan have yet again placed a limitation. What was the Pakistan’s High Commissioner trying to attain during his meeting with the separatist leader, Shabbir Shah? For the past 11 days, the Pakistani troops have violated the cease-fire for more than ten times, wherein attacks have also been targeted at places occupied by civilians. Are the key leaders of Pakistan blind to notice that such attacks have left no other option for such civilians than to vacate their homes?

The war of 1947, 1965 and 1971 verified the courage and competence of Indian troops. What at all were the men, who backed the 2001 Indian Parliament attack and the 2008 Mumbai attack, trying to fetch? The insurgent attack on J & K state assembly in 2001, wherein a link between the separatist leaders and Pakistan has been established by the investigation teams, proves what the neighboring nation wants Kashmir to be. The Shimla Summit, the Agra Summit, and the Lahore Summit were a few measures to pull through the milieu; however the Pakistan, which is ruled by multiple administrative divisions, neverendeavored to pave way for a healthier tomorrow.

India, a nation known for its patience and brotherhood, has kept calm since decades. No longer, however, the picture seems to continue. The PM has warned the neighbor of engaging in proxy wars against India. Having tried to sort out issues by inviting the Pakistani PM in the swearing-in, if Pakistan has yet not parted with its habit of betrayal, they must now be ready for a stronganswer. For the sake of humanity, however, and also for the betterment of the residents of the two nations, the Indian PM can try resolving concerns calmly until the conditions warrant strict actions. Remember, to aptly handle the Pakistan dispute, one needs wisdom and robustness too.

The question is ‘what do the current circumstances demand from India?’ The J & K assembly elections are due in November this year. The meeting of the Pakistan High Commissioner and All-Party Hurriyat Conference can also be viewed in the same context. Likewise, the conditions prevailing in Pakistan, with public demonstration led by supporters of Imran Khan and Tahirul Qadri, do not seem to favor any attention towards relations with India. Neither the neighbor is interested nor is there any firm agenda for the meeting of the two foreign secretaries. It would thus be better for the Indian PM to concentrate on the upcoming elections of J & K, which can be aplatform to establish the BJP in this province. Free and fair pollin the state is too the bull’s eye.

Request for Deferment of new format Tax Audit Report to Assessment Year 2015-16

To, Chairman, CBDT

Dear Sir,

Hope this letter finds you in good health. I am writing with reference to the notification no. 33/2014 dated July 25, 2014, wherein new formats for Tax Audit Report in Forms 3CA, 3CB, and 3CD have been introduced. It is sure that the CBDT must have accorded due care to the prevailing conditions prior to implementing this change with a view to bringing in enhanced transparency in the Tax Audit Reports. I am, however, concerned with the timing of this notification which has shattered the working of tax professionals and the companies. Instant applicability from the date of publication, with no proper reasons revealed whatsoever for this abrupt midyear implementation, has disturbed the work-in-progress, since with respect to Assessment Year 2014-15, audits commenced immediately after March 31, 2014. Furthermore, most of the audits have even been finalized in accordance with the existing format (however all may not have yet been uploaded on the IT web portal), which means that the professionals and companies would now need to put in extra labors and money to collect new piece of data as mandated under the new format. You must also consider the fact that the tax audit reports of banks, FIs, PSUs, and many other assesses have been already been signed.

You must be aware about the controversy over the publication of the notification in the Official Gazette and also that the schematic of e-filing of newly introduced forms is still not available. It would have been appreciative if the new schema for the AY 2014-15 was announced prior to March 31, 2014 so that the companies, professionals, and software providing firms could have prepared themselves in advance. The esteemed institution, CBDT, can introduce all forms including ITRs and their schemas well in advance to steer clear of any omissions due to hurried execution. For the new formats announced on July 25, 2014, no schema is yet available on the website. Even in the last year, the schema was revised on a weekly basis resulting in delays as the customized software vendors too demand time to incorporate the changes. Thorough testing of the schema prior to its announcement is what that was very essential to prevent the stakeholders from extraneous tasks and strains.

It is quite evident that the ‘sudden and midyear’ introduction of new formats was not planned and thought over properly, which is why the non-availability of new schema has caused grave unrest. Due to this non-availability, a sheer confusion prevails among the stakeholders with respect to applicability of the new formats for the Assessment Year 2014-15. Also, the milieu has resulted in two kinds of assesses, one who have already filed Audit Reports prior to July 25, 2014 and others, who are now supposed to comply with the new guidelines. It is to be noted that the task of preparing Tax Audit Reports is not mechanical, rather it demands expert knowledge, study, and proper guidance from the ICAI, however ‘Guidance Notes’ on new formats have not still been issued by this apex body of Auditors in India. With reference to the facts enumerated above, may I please request you to consider the following recommendations:

  1. To postpone the applicability of Notification no. 33/2014 dated July 25, 2014 to the AY 2015-16 and reinstate the old forms for and up to AY 2014-15 so as to make effective utilization of the valuable time of assesses and auditors spent in preparing reports in existing formats.
  2. To extend the date of filing Tax Audit Reports under the existing format for at least 2 months as a compensation for days (commencing from the date of announcement of new formats i.e. July 25, 2014) for which the professionals have been paralyzed due to non-availability of the new schema.
  3. To notify any such future modifications in the formats of Tax Audit Reports in the period, December to March, after the conclusion of normal Tax Audit to ensure smooth working throughout the Audit period.
  4. To avoid any revisions in the utility schema, unless warranted, once the same has been released for a particular Assessment Year.
  5. To accommodate the proper Audit Report format in the Form 3CA and 3CB in accordance with the Audit Standards in force, after due consultation with the DTC wing of the ICAI.
  6. To invite unbiased comments and constructive suggestions from the ICAI in preparing the schema, post which any bugs shall be tested, and a foolproof system of filing be made applicable from the Assessment Year 2015-16. FICCI, ASSOCHAM, and all other valuable stakeholders must also be consulted with a view to according more effectiveness to the Tax Audit Report.
  7. To pay requisite heed to the request for postponement of the new format made by the ICAI, a statutory body under an Act of the Parliament which is also a regulatory body for matters concerning the audits of corporates in our country, to the Finance Minister, Secretary of the Revenue Department, and to your good self.

I am sure that the above recommendations will be paid heed to in light of the ongoing disorder so that all the stakeholders are prevented from any waste of funds and labors. The final verdict of yours is anxiously awaited and it is expected that reasonableness will be rendered supreme place. You must appreciate the fact that India is known as one of the most tech-savvy nations of the world and any such slipups prove that there exists a grave tailback in the system. I thank you for your valuable time and am looking forward to your swift consideration of this subject-matter. I am readily available for any feedback/ suggestions at all possible times.

Yours truly

Dr. Sunil Gupta

Director: PNB, GIC, REC, FICCI

Let party-line bureaucracy be the mantra of our new government

How powerful are the bureaucrats and how important are their administrative capabilities for running the government effectively in a democratic country like India? Experts and analysts say bureaucrats are the real government – the ones working behind the scenes, influencing policies, making decisions and achieving results – when the politicians are enjoying the spotlight. Hence, to a large extent the bureaucracy does run the politicians and thus runs the country.

As such, the importance of bureaucracy with regard to taking the real decisions and getting things done can never be overestimated. Therefore, a motivated, well-organized, efficient and rational bureaucracy with the right vision is the secret behind the successful operation of most modern governments. Furthermore, officialdom is a fundamental part of any democracy, rendering solidity and consistency to the administrative setup, even while welcoming new rulers after every electoral process.

In other words, leaders come and leaders go, but bureaucrats stay, thereby ensuring administrative perpetuity. Political groups compete hard to grab power-packed positions claiming that they are doing it for the country’s prosperity and citizens’ pride. However, bureaucrats are not elected nor selected on the basis of the results they have delivered in the past or based on the performance of the government they have backed to date in the administrative process.

In the Indian governmental scenario, numerous civil servants have consistently held offices during the reign of political groups with completely dissimilar approaches towards development, governance and policy making. The allotment of secretaries to distinct ministries, after our new government took charge in the last week of May 2014, also reveals that many past office-bearers of the UPA regime have been wholeheartedly accommodated, which substantiates the organizational eternity theory.

Here, one may say that since the elected representatives are the policy framers, they are the ones who weld supreme power. However, the fact that every endeavor of theirs needs endorsement and support of the concerned bureaucrats to ensure targeted results cannot be overlooked. In such a scenario, why should accountability also not flow to these office-bearers, and why should they not be held liable for the non-performance or letdowns of the government in power?

In the currently prevailing system, the administrators have found it very easy to escape liability by pinning the blame on their political masters and claiming that they were just following orders. This is just an excuse. Moreover, if what these officials claim is true, why should they even hold an important position in the governmental hierarchy? In fact, every bureaucrat should be loyal not just to their superiors, but also to the law and democratic principles of their nation. They must also stay steadfast to their own conscience, ideals and expertise in both economic policy and political thinking.

Since bureaucrats were never intended to be the lapdogs or whipping boys of politicians, blindly obeying political superiors in a bid to escape personal responsibility or official accountability is not a bureaucratic virtue. If a public official is doing that, then he is simply following a mistaken model of administration since blind obedience cannot be termed as a democratic value. In no way can any country afford the burden of those who are given so much authority, weld so much power and are paid so well without having to bear a proportionate responsibility and accountability.

Undoubtedly, bureaucrats are not the only ones at fault. So, accusing the bureaucracy alone is not fair. However, liability for the wrong conduct has to be invariably fixed where it is due. So, let us here look at the big picture and seek the right solution. What can the civil servants do if they are dominated by political masters who are guided by absolutely different economic policy, political ideology and a distinct style of functioning?

This mismatch in political thinking and style of functioning can retard the pace of delivery and adversely affect the overall performance of the respective ministries and the concerned government departments. As such, bureaucrats who do not appreciate or agree with the policies and ideology of the political party in power should voluntarily move out from very important positions to obscure roles or they should be compelled to opt out from holding powerful positions in the government because by staying in such important positions they may end up acting as obstacles in the decision-making process or on the path of achieving the targeted goals.

 

Since the perpetuation of these officials will not bring in the desired outcomes, only those bureaucrats who are supportive and favourably inclined to the ideology of the political party that holds the reins of power should be drafted to all the important and powerful positions. In this context, ‘party-line bureaucracy’ may be a workable solution while deciding on the appointments as well as transfers and postings of senior officers.

 

Party-line bureaucracy envisages appointing civil servants not only on the basis of their competence, but also by taking into account their affinity, enthusiasm and ideological orientation for the economic policies and political principles of the ruling party. This measure will not only ensure that right persons are posted at the right place at the right time, but will also guarantee total commitment of those bureaucrats and enhance their efficiency and productivity.

It is equally important to set up an effective whistleblowing mechanism so that all kinds of wrongs, frauds and scams, if any, get detected and eliminated promptly. In view of whatever has been delineated above, it is my sincere suggestion that the NDA government should prefer the candidature of adept bureaucrats, who agree with as well as appreciate and admire the policies, ideology and political thinking of the BJP, while finalizing the appointments, transfers and postings of senior officials in powerful executive positions in various government departments and ministries.

Once this aspect of party-line bureaucracy is taken care of, the next goal for the current NDA government is to create a framework that will motivate the officialdom to deliver outstanding results in all the work assigned to them, and also in all other activities and responsibilities they undertake. For that to happen, all bureaucrats should be made to think, plan, function and execute like the private sector CEOs. Furthermore, their performance should be measured like CEOs and each one of them who delivers outstanding results should be rewarded generously.

Currently, the performance of bureaucrats is measured by the Performance Management Division of the Cabinet Secretariat using Result Framework Documents (RFD), which gives over 80% weightage to process goals and less than 20% importance to outcome goals. Because of this, there is hardly any pressure on our civil servants to become outcome or goal-oriented as their performance is not being judged on the basis of the results they generate. As such, there is no way to differentiate between deadwood and high performers.

To boost the performance of all our government officials and to make them more accountable, there is an urgent need to design and use appropriate RFDs having some Measurable Time-bound Real Outcomes (Metros), which will make them more result and performance-oriented and less process and procedure-oriented. They should also be empowered enough to enable them to accomplish the desired goals. Finally, the performers should be generously rewarded, while appropriate action should be initiated against non-performers and deadwood.

 

‘Real Independence’

Individuality, impartiality, and objectivity are a few words that can be used to replace the English expression ‘Independence’.Nowhere could I find or for that matter relate independence with just freedom from the foreign rule. Yes, The Day, 15th August has recurred for the 68th time this year and for sure everyone has sensed the delight of the same, may be just for a second or two.Proud, contented, and buoyant are we to be Indians. I am, however, worried about the rest of the year. From 16th August 2014 till the 69th Independence Day, would we carry the samefeeling, joy, and patriotism? Ask yourself once that beyond being Indian are you a loyal citizen?

Until when would we relate this day with just the battle against the British? Does independence in our dictionary know only one connotation? When would we step ahead and talk of fairness, open-mindedness, and justice and dignity for all? Every word of Shri Narendra Modi’s speech demands sincere elucidation.Explicit mention of all that he conveyed to the nation in his first Independence Day speech is for sure not necessary as his message must have reached all Indian men and women via one or the other source. I would, however, talk about his concern forthose basic needs viz. lavatories for girls, cleaner India, freedomto daughters, and dignity of farmers.

A day prior to the 15th August of 1947, Mahatma Gandhi shared his mixed feelings, wherein he was happy about the end of British rule; however was depressed about the partition. And are we not struggling with similar issues even today? Right to equality, Right to freedom of speech and expression, Right against exploitation, Freedom of religion, and Cultural and Educational Rights are guaranteed to all Indians by the Constitution of India. Then why aren’t girls and the poor able to make use of their rights? Why is the common man afraid ofchallenging the wrongs of politicians and criminals? And why are basic needs still beyond reach for underprivileged?

The question is ‘Are we independent in real sense?’ Some of the Indians, running businesses or employed in an MNC would say ‘Yes’. However, what about that larger chunk which even today lacks the opportunity of viewing PM’s speech on YouTube? I do not want accessibility to internet for all; but yes, I want even the children of the farmers and factory workers to search Google for their school projects. I want that every Indian should have easy access to information and should know his/ her fundamental rights. Post six decades of independence, if we are still fighting with evils like dowry, domestic violence, and female infanticide, are we actually free?

‘Real Independence’ is not just freedom from foreign rule, rather this expression embraces social pluses like dignity for all men and women, minimal crimes, easy access to basic needs, and nil demarcation between rich and poor. India may have become an independent nation in 1947; we still crave for independence for each and every Indian. And unless every Indian is empowered, educated, self-assured, and above all, realizes his fundamental duties towards the nation, real independence will remainunattained. Cleaner politics, true secularism, stable economy, and resourceful leadership will be the four pillars towards the goal of realizing real independence.

Transformation, as I believe, has begun. From the verdict of the general public in the 2014 LS polls to the extraordinary words of the new PM from the historic Red Fort, it is evident that we have broadened our views towards real development, real leadership, real secularism, and real liability towards the nation. The war against poverty, which I consider as one of the underlying causes of all evils, has to be won by the new union government, and all Indians will have to be the participant. Let’s promise that the 15th August of 2015 will see a revived India and thriving Indians. Be assured of the fact that with honest and dedicatedendeavors, victory will be ours.

If within the limits of law, no attempt to save the religion is immoral

‘Dharma’ is the basis of our existence. Even if you deny theactuality of God, you cannot rebut the moral values as advocated by our religious books. ‘Bhagavad Gita’ or ‘Quran’ are a guidenot just for religious practices but also for our social behavior, our understanding of right and wrong and our sustainable growth. These holy books teach us the value of morality and justice. Religion in no way divides humans; however it is the misconception of translators that many a times leads to communal differences. Nevertheless, Dharma must be followed and the teachings must be adhered to. Plus, any illicit endeavorsto harm the Dharma shall be retaliated cogently.

‘Love Jihad’ is what they have termed it and is what that has become a sensitive concern in the parts of the U.P. The two words combine to present a delicate form of Jihad, which boosts men of the Muslim community to target girls belonging to non-Muslim communities for conversion to Islam. Herein, the young girls are approached lovingly and many a times sympathetically with a view to reassuring them to part with their religion and adopt Islam. The instance when the non-Muslim girl of Karnataka married a Muslim boy of Kerala was when Love Jihad was accorded a solemn thought. The police said ‘Love Jihad was a campaign with no substance’.

In no way am I attacking any religion; however I am concerned about the religion I belong to. And I wholeheartedly believe thatour (India’s) religious multiplicity is what that makes us feel proud and contented. I am, however, concerned when I hear people alleging that the actions of RSS and other Hindu-backed associations are dividing the nation on communal lines. Is the attempt of the RSS wherein their cadres would tie ‘Rakhis’ on the hands of Hindus with a vow to safeguard the religion against any illicit attacks an unethical or unlawful measure? The recent incident of Meerut should not be hyped; however the underlying issues must be resolved.

It is to be remembered that the Kerala police in October 2009 reported that there were strong reasons to suspect concentrated attempts to convince non-Muslim girls for conversion to Islam post they fell in love with a Muslim boy. Now, there is a very thin line of demarcation between ‘conversion to Islam’ and‘organized conversion to Islam’. We very well know that voluntary religious conversion is legal in India; however what would you say about an organized setup wherein Muslim boys are encouraged by community leaders to deceive non-Muslim girls by offering them pity perks like false love, corrupt money, or better prospect of finding real God?

Love sees no boundaries and serves as a pure bonding between two humans. Marrying person of a dissimilar community is not forbidden in India; however no religion can have the authority ofcheering organized love and conversion. This is what the RSS realized and thus has come up with a campaign of tying Rakhis so as to make certain that the Hindus are not enticed by untruerepresentations. The endeavor of the RSS is well within the limits of law and hence cannot be alleged as immoral. It is just that a few of our politicians do not escape any chance ofappeasing particular groups. Now, sensible and prudent verdict of the common man is much-needed.

An odd collaboration for votes

The latest happening of the Indian political sphere has substantiated the fact that our political groups can come up with any weird arrangement to grab the votes of public. Corporate houses go for mergers and acquisitions with a view to gaining enhanced market opportunities or to diversify the product range.The recent collaboration of two regional parties of Bihar in no way has a similar goal. The opportunities are the same and alike are the voters. Then why did the so-called dissimilar political leaders disremembered past differences and thought of re-union post more than two decades of separation? Power, as they say in India, is for sure a real hangover.

Let me tell you that the place (just 35 km from Patna) that witnessed the coming together of two timeworn friends, Nitish Kumar and Lalu Prasad Yadav, could just attract a few hundreds of spectators, which is a clear sign of the changed political milieu in the country. It is evident that the two leaders would not have had relaxed sleeps post the much-hyped collaboration of RJD and JD (U). It has been reported that the ground that was booked for the ceremonial affair was almost unoccupied and only some media guests marked their presence. For now, we know as to how the fear of the BJP’s delivery in the general polls of 2014 ignited the fire of re-union.

With 40 percent votes in the NDA’s pocket (LS polls), the RJD, JD (U), and Congress were least likely to compete with the BJP in the assembly elections. However, if you sum up the total votes of these three groups the figure comes out to 44 percent, which is what that enticed the leaders to think of collaboration.Why is it so uncomplicated for political groups in India to take U-turns, disagree with the viewpoints of long-term partners, and agree with the stand of those who at some time were not even competent to administer the state/ country? Would you blame the communal multiplicity of the country, or Indians’ outlook towards pity perks for this?

What the former CM, Nitish Kumar alleged was a shame too.He blamed the BJP of pursuing the aim of dividing the country on communal lines. Could he not realize the BJP’s aims when he occupied the office of the CM only with the backing of this political group? The ambition of being the PM varied all hisviews. Indeed, the political groups and leaders will rarely bother to vary their political conduct unless taught a tough lesson. But the verdict of the general polls of 2014 was a lesson too, then why aren’t we seeing any change yet? Without doubt, the paralyzed and corrupted to the core political setup of our country demands for more of such verdicts.

‘Jungle-raj’ was the term that Nitish Kumar accorded to the times when the state was under the ruling of the RJD. Likewise, Lalu’s verdicts for the JD (U) ruling were bitter enough. The more I write, the more I remember of instances when these two political opponents shared altogether dissimilar stand on political, social, and economic subject-matters. Time, however, craves for new prospects- Just what BJP delivered recently and is anticipated to replicate in the upcoming assembly polls in distinct states. Power may be relished by leaders for five years;it rests with the public forever. And this is what we need to comprehend so as to prevent any further ruins.

And when I refer to further ruins, I am solely worried about the country and the common man. Would you not call this as a disaster when the capable former CM who managed to uplift the economic and political milieu of the state of Bihar along with the BJP joined hands with another leader who is out on bail? It would, for sure, be unmanageable for Nitish Kumar to even justify his deeds with RJD on one and his ‘ever-anti’ Congress on the other side. I could find Mayawati somewhat sensible to have turned down the illicit offer of the SP in U.P. Rather than finding abrupt ways to fight the BJP, political groups must look forward to clean and recovered politics.

Is Priyanka the only alternative for the Congress?

Having disremembered what Sonia Gandhi brought for them in 2004 or for that matter what the other members of Gandhi family brought in 1985 and 1971; most of the Congress leaders seem to have formed the opinion of steering clear of the family now. Post the outcomes of the general polls of 2014, many Congressmen spoke openly about the unskillfulness of the vice-president, Rahul Gandhi. Wouldn’t it have been rewarding for this squad if they had realized the rules of dynamic leadership and worthy management as laid down by numerous intellectuals? Nobody knows for how long, however, yes for now the blind support for Gandhi family has lessened.

Yet again, the fever seems to have bounced back with the devotees like Oscar Fernandes and the spokesperson Shobha Oza announcing active role of Priyanka Gandhi in the administration of the Indian National Congress. One of the most favorite personalities of the media and of course of many wounded Congressmen post the unabashed defeat in general polls, Priyanka is looked upon as the new and unfortunately as the only hope. Though the demand of bringing Priyanka toactive politics has subsisted for a while now, with the estimableand unpredictable victory of the BJP, along with Amit Shah as the new president, tensions have crossed every border.

There can be two possibilities now. Either the leaders of Congress, who are for the time being shattered and nervous about their political career, should remember the miracle produced by Rajiv Gandhi in 1985 with over 400 Lok Sabha seats and that too at the time when all other political groups were not even considering this untried young leader in the race.Sonia in 2004 gave the Congress leaders a moment to cheer when they weren’t at all anticipating win. The legacy of the Gandhi family subsisted even prior to these incidents, for instance the crucial role of Indira Gandhi in 1971 and Pt. Jawahar Lal Nehru in realizing the nerves of the Indian society.

In case the INC has honestly sensed the ache of downfall,looking beyond the Gandhi family is not completely out of the picture. Though when you remember the 2004 incident when most of the Congressmen were in tears and were almost begging for Sonia to accept the office of the PM this proposal appears quite awkward. And then you have the concern of forming consensus on names which do not carry the substantial ‘Gandhi’ surname. Another problematic fact is the superfluous reliance and conviction of the senior Congress leaders towards just the Gandhi family. If the leaders are able to overcome all these, a new avatar of Congress can be seen soon.

In between the above two conditions is the current milieu wherein disorganized and depressed Congressmen are just foreseeing future setbacks with least hopes to recover. Priyanka Gandhi is many a time paralleled with the persona of Indira Gandhi; however real competence is not yet known. And then the probable ego clash between the unaccepted brother and over-appreciated sister cannot also be overlooked. Indeed, this is a tough time for the family, leaders, and party followers. To think beyond visible prospects, to take unusual decisions, and to manage risk, one needs extraordinary will and vision. Take a lesson from the BJP as to how to rely on your wits.

If the milieu subsists, SP may turn to another Congress

For sure, this is not for the very first time that the state of U.P. has witnessed pure appeasement, sheer breaking of laws, and almost nil discipline. Even in the 1990s, when Mr. Mulayam Singh served the state as CM, his love for a specific communitywas known to all. Who can forget how he backed the men of theminority caste carrying illegal weapon alleging that violence against them demands such defensive measures. It has been decades now that the political combat of U.P. has just become community-centric, wherein voters of particular castes andcommunities are paid undeserving paybacks and freedom to go even against the law, to get hold of power.

It appears as if the police, the ministers, and even the men working in government departments have gone missing in the state. CM, Mr. Akhilesh Yadav appears concerned for the mishaps; however subsequent disasters prove that no one cares for the law. Why a few voters chose to go with the SP in 2012 is known to all; however such massive seats could not have been won without the support of all the residents of U.P. leaving some. And they elected SP candidates just because the reign of Mayawati could not give them what other states attained during those years. Now the same cluster speaks about better law and order condition from 2007 to 2012.

The recent episode of gang rape and forced religious conversion in Meerut could have occurred anywhere in the country; however would the criminals have been so relaxed anywhere else, or for that matter would the policemen have been so reckless? And then the authentic protest of another political group is looked upon as favoring communalism and disturbingthe secularist setup. What does ‘secularism’ mean to the SP leaders? Few appeasing words for a minority community, sanction of funds for just a particular cluster, and favor of even the wrongs committed are the only ways adopting which the SP has been trying to prove its secularism.

Over 600 incidents of communal hatred have been recorded by the policemen in the U.P. post the declaration of general polls of 2014. A report also reveals that every third of such mishap has occurred either in or nearby the constituencies where assembly polls are scheduled over the next six months. And even when the state government alleges that the BJP is trying to violate thecommunal peace, do the policemen and other liable men forget that they have the ultimate control of power and are accountable for proper law and order in the state? Why aren’t the SP supporters asked to act proactively with a view to curbing any unauthentic actions in the state?

I am afraid that if the milieu subsists, SP may come out as the next Congress in the 2017 polls. When everyone is aware of multiple power centers, laidback approach of the police,excessive freedom to a special cluster, and nil governance, why isn’t the young and vibrant CM of the state ready to undertake corrective actions? With Mr. Amit Shah as the head, the BJP is all set to blow away all the regional parties in case they continue ruling in the same old manner. Time has changed. Voters in the general polls of 2014 voted for prosperity, not for personal perks. If the governing lasts as same, the SP will just be left with a few voters and hell lot of accusations

Lastly, another outlook of this milieu with respect to India’s repute as a promising developing nation demands quick actions even by the new union government. The country cannot afford going back to 1950s and such other decades when communal peace was the most pressing aim. Today, Indians are anticipating for superior work prospects, quality education, and enhanced living standard. Until when would we scuffle to just bring harmony among communities? Even a trivial communal disturbance is a curse for the society. PM Modi will have to intervene in the U.P. milieu with a view to ensuring that the state government favors only legitimate acts.

Upcoming bill must uphold the independence and impartiality of Indian judiciary

As the judiciary is a major pillar that ensures proper enforcement of laws in any country and also safeguards the fundamental rights of its citizens, the success of any democracy is directly dependent on the robustness of the shoulders of its judicial system. Even the power, independence and effectiveness of the other three pillars of a democracy – namely the legislature, the executive and the media – depend on the uprightness, independence and impartiality of its judicial system.

However, if one takes into account the recent public utterances of Justice Markandey Katju about the distortions in appointing judges and the political pressures that often come into play, then it appears that the legislature and the executive have hijacked the judiciary in our country. Furthermore, anyone who has had any experience of the Indian courts is fully aware that our judicial system is beset with many flaws that need to be addressed on a war footing.

The assertions of Justice Katju, who is the current Chairperson of the Press Council of India (PCI), alleging that political pressure during the previous UPA regime had led to elevation of a district judge in Tamil Nadu to an additional judge of the Madras High Court despite charges of corruption against him, have not been the only instance that has damaged the reputation of the prevailing system of selection of High Court and Supreme Court judges.

Who can forget the case of Justice Hans Raj Khanna, a legendary Judge of the Supreme Court of India during 1967-77? He was prevented in January 1977 from being appointed as the Chief Justice of India (CJI) by the then Prime Minister Indira Gandhi owing to the fact that he was honest enough to give a dissenting judgment, against the then Union government, on the right to life and liberty during the internal emergency. Instead, his junior, Justice MH Beg was appointed as the CJI. Though Justice H R Khanna’s dissent cost him the job of CJI, he became immortal in the annals of Indian history, as also amongst the legal fraternity.

Justice H R Khanna’s dissenting opinion against the government stating that the Indian Constitution did not permit the right to life and liberty to be subject to any kind of executive decree, is widely regarded as a landmark judgment in Indian democracy. Since then our entire country, including the political leaders, the social activists and even the common man, have been aspiring for an arrangement that could permanently abolish all kinds of political meddling in the judiciary. To achieve this objective and to eliminate political interference in judicial appointments and end the practice of judges being appointed by the government, the existing collegium system was started.

Under the collegium system, which was implemented following a judgment of the apex court in 1993, judges appoint judges to the High Courts and the Supreme Court. Though the said collegium system was supposed to insulate the judiciary from the influence and pressure of the legislature and executive, the recent assertions of Justice Katju reveal it has not happened as expected.

There is a general perception that the collegium system has not performed well and should be radically changed. Some of the worrying concerns relate to appointment of unsuitable candidates, selections based on favouritism and influential connections as well as personal likes and dislikes. Furthermore, the present appointment process adopted by the collegium of judges is plagued with problems of opacity and non-accountability.

In view of the aforesaid flaws and with the aim of eliminating the culture of secrecy and nepotism that envelops the current process of selection of judges by the collegium, the BJP-led NDA government is contemplating to bring in the Judicial Appointments Commission Bill (JACB) providing for the constitution of a National Judicial Commission (NJC) for appointment of judges to the High Courts and the Supreme Court. The NJC will seek to replace the present collegium system with the aim of establishing judicial accountability, upholding the independence and impartiality of the judiciary as well as checking corruption in our judicial system. Thus, the JACB is expected to dilute the lingering bad faith and tug-of-war between the government and the judiciary.

The proposed NJC will be a statutory commission consisting of the Chief Justice of India, the Union Law Minister, two senior-most judges of the Supreme Court and two “eminent” persons who would be selected for a non-renewable tenure of three years by a collegium of the Prime Minister, the Leader of the Opposition in the Lok Sabha and the CJI. The proposed bill, currently awaiting approval from the Rajya Sabha, will take away the power to transfer High Court judges from the government, and vest that power with the NJC, thereby ensuring total freedom to the judiciary from political interference and political domination.

Over and above bringing in transparency and openness in the appointments of the High Court and Supreme Court judges, the proposed Judicial Appointments Commission Bill should also strive to ensure total freedom from political interference and political domination. It should also address concerns with regard to the nomination of retired judges as the heads of various Tribunals and Commissions. The bill should also accord comprehensive freedom to the National Judicial Commission so as to ensure that only eminent, worthy, impartial and incorruptible judges with impeccable track record are selected for appointments in top positions of the Indian judiciary.

Boosting the functioning of ministries

The most vital wing that can bring in the much-awaitedexpansion of the Indian economy is the squad of ministers who take care of diverse sectors. You must agree that the countryprogresses in the direction as presented by the ministries. Sooner or later, the decisions of ministries impact the overall social, economic, and environmental setup. Be it the Company Law,administered by the Ministry of Corporate Affairs, or The Code of Civil Procedure, managed by the Ministry of Law and Justice, every single bit that has a bearing on our day to day happeningsis within the ultimate control of one or the other ministry. Withproductive decision making and quick clash resolution at the ministry level, our country can assuredly anticipate good days.

With a view to allocating distinct responsibilities to specialized set of people, ministries have been a part of the Indian administrative setup since the very beginning of the democratic arrangement. However, when reports reveal that one third of world’s underprivileged live in India; approximately 1.3 million children in India die every year owing to malnutrition; or thatthe unemployment rate is escalating ever since 2011 with an estimated 13.9 million unemployed in 2011-12, the working mechanism of ministries appears unskilled and vague. The custodians of our crucial setups have either been unable to comprehend the trends and demands, or were helpless to bring in any revolutions owing to undue pressure from high-rankingadministrators.

Ever-since, we have seen delegation of authority with respect to ministries backed by either the political standing of the leader or the support rendered by the coalition party. The Ministry of Railways has most often been a spectator to the politics of ambiguous alliances. And when any variation in unchanging pattern is demanded, we witness the power flowing to untested hands, for instance, Mr. Sachin Pilot being the Minister of Corporate Affairs at the time when the most crucial piece of law, The Companies Act 2013 was presented. Remaining ruin comes in when the superior rank holders delegate authority just for the sake of delegating; however retain all the decision making powers with themselves- what we observed in UPA-1 and UPA-2.

The picture has, however, changed altogether with the coming in of the new government at the center. Nil disturbances andcoercion from alliances, absence of provision of delegation of work basis the political stature, and experienced brains havekindled the fire of robustness in the working of the new NDA government. Plus, the key administrator, Mr. Narendra Modi, is very well aware of the means so as to extract maximum out of every ministry, without intervening too much and withoutallowing exclusive control. Building a sturdy structure today means arranging for a prosperous tomorrow. However, thepositive beginning has to be accompanied with consistent and wise verdicts all through the way so as to deliver the promised outcomes.

What about hosting a rewards and recognition program with a view to cheering constructive works of the ministers. When we know that the development of the country massively depends on the functioning of ministries, valuable endeavors deserve applaud. Plus, access to ministries, for instance, the Ministry of Human Resource Development by NGOs and the Ministry of Corporate Affairs by even small scale entrepreneurs, should be made hassle-free. Recruitment of personnel by ministries should be on the basis of merit rather than by personal associations.Lastly, a department that shall assess the working of distinct ministries as per set parameters to report any deviations and take swift corrective actions would serve a profitable purpose.

Linking corporate evolution with social betterment- Boosting up the CSR norms

It would have been quite stress-free for our country if the corporates had honestly and willingly taken steps towards social betterment. Post 1947, industrial growth has attained gigantic success helping the richer section become more affluent. Many of the Indian entrepreneurs find place in the list of mostprosperous personalities of the world; however the irony is thatthe slum area of Dharavi, Mumbai is among the five leadingslums around the globe (and poorest in the entire Asia), wherein more than 1 million Indians strive for food, water, and other basic necessities.  The next fact would horror you. Maharashtra, an evil representative of wealth gap in India, sponsors the biggest slum of the world, with over 60 percent of population living in slum areas.

Now does this picture points out a fact that one of the most appalling curses of economy i.e. unequal income distribution is something that needs pressing responsiveness? Let us also discuss a few more facts about the Indian corporate sector. More than 1 million companies are registered with the Ministry of Corporate Affairs, wherein the private limited enterprises are almost 10 times in number as compared to public limited firms.As per the RBI, growth in gross profits of the Indian corporate sector was 22.2 percent during 1991-92 and 17 percent during 2000-2006. Herein, the most vital piece of information is that retention of profits enhanced at the rate of 10 percent during 1990s and further bounced to more than 60 percent during 2000-2006.

On the contrary, the rural parts of India and the dwellers thereinare on the verge of losing even what they have presently. Roads, schools, universities, toilets, environment, drinking water, and health are some of the concerns which seem endless and unrecoverable. The corporate sector, which largely depends on resources, be it the men, natural resources, production, or consumption from these rural parts, rarely care for thedevelopment of such areas. What kind of prosperity andopulence do people talk about when on one hand the riches sleep in centrally air-cooled bungalows, while on the other women in villages approach farms for bathing and defecating? Let me tell you that almost half of the Indians do not have access to lavatories.

Linking corporate success with the much-needed rural and social betterment is undeniably the most crucial work. A brave step was the addition of obligatory Corporate Social Responsibility norms in the new Companies Act 2013. Every company, be it private or public, surpassing the pre-determined limits of net worth/ turnover/ net profits, now has to contribute towards social advancement by setting aside at least 2 percent of average profits of preceding three financial years. Considerable to note,as per the CAG report five out of ten PSU’s did not apply even a penny on CSR ventures, though were required to do so under the law of the land for the FY 2011-12. Same is the case with private companies, which if not corrected, will serve no purpose.

I have formerly talked about setting up of a statutory body that should be entrusted with the task of applying CSR funds of thepublic sector companies to wellbeing programmes. Herein, private firms will also have to be encompassed. Either the government should add a new clause by which private players must be directed to credit the CSR fund to such statutory body, which in turn will make sure that the amount is applied timely and scrupulously to CSR events. Else, partnership of private firms and statutory body in the ratio 75:25 must be made a ruleso as to undertake quick CSR activities. Identification of workable CSR projects and outlay of funds should be capablyhandled by the statutory body comprising of skilled and proven specialists.

The new government at the center will have to rethink the current CSR norms with a view to permeating firm bindingeffect in the law. The Audit Report of CAG reveals the fact thatnone of the corporates, be it the PSUs or the private firms, are willing enough to undertake the social responsibility task. Tomake sure that the CSR fund, which would go as high as thousands of crores, is pooled and then utilized for actual social welfare, the MCA has to look forward to establishing a statutory body with autonomous members holding requisite expertise of running welfare programmes. Beyond assuring that the money is expeditiously spent on real ventures, the measure will also ensure that embezzlement of CSR fund by the corporates is curbed.

Why Toilets are more fundamental than anything else?

More than 620 million Indians, yes a part of our country whichhas lavish Italian lavatories for many, defecate in the open. This means that every second Indian citizen has an extra task every day, which takes him/ her miles away from home, where no pipelines take away the former waste, access to water is almost absent, and washing of hands is overlooked. We discuss about food security, access to clean drinking water, elevating commodity prices, and GDP; however when a political leader in the recent past spoke about the vitality of access to toilets, every other person criticized his viewpoint. Hardly noticed, this grave concern produces plentiful problems.

As per the Water and Sanitation Program Report, the economic impact of poor sanitation in India is almost INR 2.44 trillion per year, which is equivalent to 6.4 percent of India’s GDP in the year 2006. Even when you leave apart the economic domain, inadequate sanitation is not less than the most evil curse for thesocial sphere. Lack of toilet facilities is one of the most significant sponsors of malnutrition due to microbial contamination. In the same context, the UNICEF says that post contact with excreta if hands are properly washed with soap diarrheal diseases and respiratory infections can be lessened by 40 percent and 30 percent respectively.

What recently happened in the village of Katra Sahadatganj, Badaun fetched the courtesy of many. While almost everyone was pleading for justice for the hanged Dalit girls, no one cared to notice what Guddo Devi, relative of the dead, revealed.According to her, the women of her village always move in pairs for defecation so as to avoid any illicit assaults from men. The two girls were not lucky enough to escape the mishap. Pick a newspaper, or just search about rapes in India on Google and you would come to know that almost half of them owe their happening to lack of proper toilets for women in villages. Still, hardly anyone pays heed to the subject.

Plus, isn’t it a shame that a country which competes with developed nations in terms of GDP and PPP has people who unhesitatingly excrete in the open, along with those rich men who take their pets for walks and let them defecate on the roads or in the parks? It is not that the Indian governments have been blind at this concern. Subsidies are provided for building toilets and for running sanitation and hygiene programmes. The government even introduced a scheme of awarding those village councils which succeed to stop defecation in the open. Vital to note, Kerala came out as the best player with almost 87 percent of its councils grabbing the reward.

The ‘No Toilet, No Bride’ campaign of the former Union Government could have brought in some positive outcomes in case only a minimal part of India had suffered from the concern of open defecation. With almost half of Indians who have nil access to lavatories, such schemes can rarely prove fruitful. The new and vibrant Prime Minister, Mr. Narendra Modi, who said ‘Toilets first, temples later’, seems to be the only person whotruly is concerned. Funding the construction of toilets, bringing in newer and economical technology from abroad, publicizing aclear and strong message to Gram Panchayats, and such other quick actions are much-needed.

Some urgent and bold reforms needed in the Indian banking sector

The increasing level of non-performing assets (NPAs) has become one of the major concerns for the banking industry in India – more so for the public sector banks (PSBs). For instance, in the nine months ending December 2013, gross NPAs of United Bank of India (UBI) nearly tripled and grew at an appalling rate of 297% on an annualized basis and touched a staggering 10.82% of the total advances.

During the same period, NPAs in all PSBs grew at an average rate of 75%. The gross NPA levels in India’s largest bank, the State Bank of India, stood at 5.73% as on December 31, 2013. Other major public sector banks such as the Punjab National Bank and the Central Bank of India also have high levels of gross NPAs at 5.40% and 6.48% respectively. Amongst the bigstate-run banks, only Canara Bank has gross NPA level of less than 3%. Bank of Baroda is on the borderline with gross NPA ratio of 3.3%.

Clearly, the SBI group and the PSBs have made some poor lending decisions and probably have ineffective monitoring mechanisms. In this context, it is worth mentioning that the new private sector banks have managed their balance sheets very effectively over the same period and their average gross NPAs are at 1.96%. At 0.3%, the net NPA ratio of HDFC Bank is the lowest among all large banks.

NPAs directly mirror the performance of banks. A high level of NPAs reflects high probability of a large number of credit defaults that adversely affect the profits and net-worth of banks and also erodes the value of their assets. NPA growth involves the necessity of provisions, which reduces the overall profitability and shareholder value.

As the NPA-related problem not only affects the banks, but also the overall health of the Indian economy, there is an urgent need to redress this issue on a fast-track as well as a top-priority basis. And it would be prudent, if this issue of NPAs can be tackled at the level of prevention rather than cure. To be able to do that, we have to first understand that the causes for an account becoming an NPA are of three types: (i) Causes attributable to the borrower; (ii) Causes attributable to the economy and environment in which the borrower and bank operates; and (iii) Causes attributable to banks.

The first set of causes that are attributable to the borrower may encompass lack of expertise, mismanagement, willful default, fraud, disputes, diversion of funds, lack of proper planning, dependence on single customer, imbalance of inventories, poor quality management and lack of quality control. Similarly, the second set of causes may comprise government policies, taxation laws, civil commotion, industrial recession, political hostility, sluggish legal system, changes in consumer preference, lack of infrastructure, etc. As the banking sector has very little influence on these factors, we shall not elaborate them here.

However, the third set of causes are attributable to banks and may include wrong selection of borrower, poor credit appraisal, tough stand on issues by banks, inflexible attitude of banks, non-inspection of units, delay in sanction, lack of trained staff and technical expertise, inadequate commitment for recovery of loans, lack of accountability, etc.

To be able to monitor, curb or eliminate some of the above causes that tend to increase the NPAs in the banking sector and lead to further erosion of values of a number of state-run banks, the Indian government should expeditiously muster the will to push through some of the bold reforms enumerated below.

(1)

First and foremost, there is an urgent need to implement the governance reform roadmap articulated in the P J Nayak Committee report submitted to the Reserve Bank of India (RBI) in May 2014. The said committee has suggested reduction of government capital in PSBs and proportionate increase of private capital, merger of nationalized banks, transfer of ownership of PSBs to investment companies, repeal of the bank nationalization act and coverage of banks under the Companies Act. The report also wants the government to refrain from issuing any regulatory instructions to banks.

The governance reforms agenda outlined in the said report should be implemented by the Government of India in right earnest as it already aligns well with the BJP’s economic policy of smaller role for government in running businesses as well as maximum governance and minimum government.

The advantage of this policy is that PSBs will get more autonomy and they will learn to function like private business houses in a competitive environment. Once that happens, no politician or minister or powerful business tycoon will pressurize banks to roll over credit lines to troubled, but well-connected big firms, that most private banks steer clear of. This in turn will ensure that PSBs don’t allow cronyism to creep in while making lending decisions. This will enhance the quality of loans and definitely bring down the levels of NPAs in public sector banks and make them more profitable. This in turn, will create much higher value for the government’s equity holdings in state-owned banks, which can eventually be sold off or diluted for better value.

In view of what is stated above, the P J Nayak Committee recommendations seem to align perfectly well with the BJP-led NDA government’s reforms policy aimed at repairing public finances and putting the economy on a higher growth trajectory by providing managerial autonomy to PSUs to compete globally.

(2)

In the present scenario, a major factor that is instrumental for high NPAs in PSBs is absolute lack of accountability among officials who have the power to take decisions, grant loans and effect recoveries. Currently, no one is held accountable for the increasing levels of NPAs in state-run banks, nor is the responsibility for the deteriorating asset quality fixed on any specific person or position. Because of this, no one in particular bothers to take the right decision in a timely manner or to avert delays in sanctioning or releasing the loans, or for ensuring that efforts to recover the outstanding loans are initiated at the right time and in an appropriate manner.

In view of this, a culture of accountability has to be introduced, responsibility has to be fixed on the concerned officials, time-limit for all important decision and functions should be preset and punitive action should be initiated against officials responsible for red tapism and bureaucratic delays as well as for arrogance, non-cooperative attitude, shirking of responsibility and corrupt practices. This measure will bring in the much-needed attitudinal change among the staff and management, which in turn will drastically improve the work culture in PSBs.

(3)

Currently, PSB customers don’t have access to a proper and effective grievance redressal mechanism for expeditious resolution of complaints. There is also no tangible structure to ensure that senior bankers don’t shirk their responsibility. Moreover, there is an absolute lack of transparency in the functioning of PSBs and also an absence of fixed or predetermined time-frame for project appraisal, disposal of loan applications and release of loans. Since all these tend to adversely affect the performance of the banking sector and also contribute to increasing NPAs, the Union government needs to create a suitable grievance redressal mechanism with the required structure and efficacy and an appropriate timeframe for prompt disposal of complaints, including thelast escalation point within that timeframe.

(4)

The Union government should also separate the post of chairman and managing director/CEOs in state-run banks and give them a fixed term of three or five years so as to bring in more accountability. Furthermore, their selection should be made in a timely, transparent and professional manner, and the prevailing practice where ministers or politicians can influence such decisions has to be scrapped. To improve corporate governance, government should also specify eligibility criteria such as professional qualifications and experience for independent directors appointed to bank boards. Also, the remuneration offered to top-level executives of state-run banks should be revised to narrow down the huge difference between the compensation levels of executives holding the same ranks in public sector and private sector banks.

(5)

To curb corruption and keep the state-run banks sound, stable and profitable, the scope of receiving bribery for approving loans to undeserving business entities by violating prudential norms, needs to be totally abolished. A robust and transparent decision making process, which is effectively monitored by the bank’s Board of Directors, should be put in place. This will tremendously reduce the discretionary powers andcorresponding opportunities for arbitrary action and corrupt practices, which are currently enjoyed by senior bank officials.

 

(6)

An RBI-appointed working group under the then executive director, Anand Sinha, had in 2007 ruled out Islamic banking in the country, saying current regulations don’t permit the model. Moreover, immediate past Governor of RBI, D Subbarao, had explicitly stated in May 2013 that implementing Islamic banking model in India would be impossible because it is inconsistent with our country’s banking regulatory set-up where interest is charged and given.

It is really surprising that despite the assertions of two top RBI officials (Anand Sinha retired as RBI Deputy Governor and Subbarao as Governor) that implementing Islamic banking would be impossible in India, the then UPA government gave a go-ahead in August 2013 to a Kerala government’s proposal to launch a financial institution named Cheraman Financial Services Ltd (CFSL) based on the principles of Islamic banking.

CFSL is a Kochi-based Islamic NBFC and is the latest incarnation of Al Baraka Financial Services. It clearly shows this was a political decision by the Congress-led UPA government to appease a particular community in Kerala with an eye on the fast-approaching 2014 Lok Sabha elections. And if the Kerala election results were any indication, this move seems to have paid rich dividends to the Congress party and its ally, the Indian Union Muslim League (IUML).

Furthermore, recent media reports say that RBI has lately become favorably inclined towards Islamic banking and has begun the process of reviewing its regulations and has set up an internal committee to examine how Islamic banking can be introduced in India. The Union government should immediately instruct the RBI to disband this committee as Islamic banking is not suitable for India for reasons enumerated below.

First and foremost, Islamic banking is bound by Islamic laws and the basic purpose of establishing an Islamic bank is to cater to the diverse economic and banking needs of the Muslim community while encouraging Islamic principles laid down by Shariah (religious laws based on the teachings of Koran). India being a secular country, communal and religious laws like Sharia should not be allowed to regulate our banking system.

Secondly, in the prevailing statutory and regulatory framework it would not be possible for banks in India to undertake Islamic banking activities because before allowing banks to do Islamic banking, drastic and appropriate amendments will have to be introduced in the Banking Regulations Act, 1949. Alternatively, a new law envisioning creation of a parallel banking system and a separate regulatory set-up will have to be formulated.

However, as India is a secular country there can’t be separate laws for its citizens based on religion. Our Constitution allows freedom to practice one’s faith, which is a personal matter. However, if religious laws and beliefs start intruding into areas like banking and other important aspects of oureconomy, it will go against the very concept and foundation of secularism, and India will no more be perceived as better than any Islamic country.

Furthermore, permitting Islamic banking in India has the potential to open up avenues for the inflow of terror funding and money laundering. So it would always be prudent and advisable to keep India outside this religious financial network by disallowing Islamic banking in our country.

While the above six recommendations are the most crucial and should be vigorously pursued and promptly implemented to safeguard the Indian banking sector as well as to boost its performance and profitability, at the individual level all the PSBs invariably need to focus on the following aspects in a bid to build the required capabilities to cope up with the emerging challenges of the dynamic banking environment, nationally and internationally.

(7)

Without adversely affecting the quality of their services, every state-run bank should design and pursue innovative strategies in a bid to cut down and control their costs, optimize resources, increase their presence across the value chain, renew focus on R&D and innovation and create adynamic and performance-oriented work culture. For instance, one of the future strategies of all PSBs should be to earn more of other income and reduce their dependence on interest income.

(8)

To render better customer service and to fulfill customer demands more effectively as well as to improve the profitability, efficiency and productivity of the bankingsector, all our state-owned banks should adopt the latest and the most cost-effective technologies and information systems. The best hope for PSBs is to embrace and promote low-cost mobile and internet banking with proper safeguards, including legal aspects and measures to enhance customer protection.

(9)

Another area that needs urgent attention of PSBs is improving the staff productivity. Most PSBs are saddled witha large number of inadequately trained or demotivated personnel. Such banks need to downsize staff and cut their costs. They also need to redistribute and train staff to strengthen the neglected areas of marketing and innovation, which are needed to retain and win over more customers.

(10)

Finally, the Union government and the RBI should put in place a Citizens’ Charter to ensure speedy, efficient, fair and courteous customer service in the banking industry. This step will not only check areas of deficiencies in customer service, but also make it easier to introduce measures for improvement of work culture, inculcate greater customer orientation among bank employees as well as identify and eliminate structural and operational rigidities and inadequacies that tend to adversely affect the working ofpublic sector banks.

Which religion do you belong to?

Many a times would you have approached a shop for procuringa packet of biscuit to overcome hunger; however did you ever ask the shopkeeper his/ her religion? And as a goods/ service provider, have you ever bothered about the religion of your customer? Rather, we welcome every of our client even whenhe/ she belongs to a religion different to ours. Then why does the newspaper say that some bikers asked for the names of people during one of the recent riots in the U.P. to ascertain religion and kill those who belonged to the dissimilar one?Likewise, why were the politicians, communal leaders, and even the common man categorizing voters in the recent polls on the basis of communities, which for sure has no worth in India’s secular setup?

‘What is your name?’ The answer to this question helps us toconclude about the habits, likings, behavior, and politicalviewpoint of the other person, along with his/ her outlooktowards violence and communal extremism. Plus, the answer also governs the duration of conversation. All those belonging to a particular community are assumed to be of the same attitude without any relevance to the educational and social background of the individual. Did the Almighty ever think of such a milieu wherein religion would not just form distinct clusters, but will also draw a line of detestation between the communities? Did He anticipate a day when blood would sprinkle of human bodiesnot because of scuffle for justice, but because of religious gaps?

247 communal riots in the U.P., 88 in Maharashtra, and 63 in Karnataka, with an overall count of 823 in 2013 reveals thesolemnity of India’s secularism. Hundreds were killed, with countless of those who were forced to vacate their houses andfind accommodation in government camps. And the politicians who quite often report their visits to the camps in the newspapers rarely know what it means to spend even a night of misery in such shelters. What good is then religion doing? When children are turning orphans, females widows, and menhandicapped just as an outcome of their being of any particular religion, how reasonable is it to be proud of such an evil social arrangement? Indeed, what we have made religion to is a fault of ours, not others.

Next is the concept that has fetched extreme popularity in the recent past- The living and visible Gods. Though the recentarrest of one of the most famed religious Gurus and his soncould have been an end to such blind faith, the disciples of thecountry are not yet ready for the change. It is beyond understanding that when humans alleging to be God are comprehensively a part of our society, why are poor not being blessed, or for that matter why are the hard-working farmers bound to commit suicide? Why only those followers whocontribute in financial terms are being blessed, while others are not even noticed by these so-called Almighties. Be it the Hindus, the Muslims, or the Sikhs, religious leaders have taken over the control of the actions of all humans.

Remember, religion serves as the pillar of mankind and humanity. Religion is for inner purity and remembrance of the Almighty, and not for any partition among groups. The question as discussed in the beginning should have no relevance simply because religion is not a social, economic, political, orenvironmental parameter. And when you claim to be an honest follower of the God, do not let others even realize which religion you belong to. The real question is until when will we categorize a person basis the religion and until when will we allow false Gods guide our actions? Also, can religion be allowed to supersede humanity, or will we recognize the factual meaning of religion, which in turn will add to peace and communal harmony?

Easily aggravated, we blindly follow the path presented by politicians and community leaders, which in the end leads tounending despair and pain. You must agree that a common man, to whichever religion he belongs to, aspires for dignity,opulence, and peace. Then who provokes this common man to become an assassin is not a tough question to answer. Be it for votes or for money, a cluster is favored over the other just to make forbidden profits. Shall I not ask why no one discusses the Godhra mishap, while what happened next has always been a crucial matter of politics? In the same context, why the constituents of a particular community are constantly looked upon as betrayers or extremists? Putting an end to hatred/violence, let us aim for amity.

Good or Bad- India’s stand at Geneva

Is this something that would hurt the new government’s reputewith respect to calling in global funds and facilitating trade, or is this a tough stand from the new group of administrators whovery well understand that food security in India is more than just ‘votebank politics’? What happened in Geneva a couple of days ago could have lessened the trust of economic experts who anticipated that India, with Mr. Narendra Modi as PM, wouldeasily agree upon WTO norms on subsidy support and stockpiling. However, evaluating this merely on the grounds thatglobal trade may suffer will serve no purpose as we Indians have our own set of concerns.

Much clearly, India has sent across the message that with millions of poor families and farmers, the country cannot just compromise on subsidy and stockpiling so as to pave route for the Trade Facilitation Agreement that as per economists can add about USD 1 trillion to the global economy, along with creatingover 20 million jobs. As a relaxing measure, the Indians maynow hope that the new government’s way of administration is not exactly overriding the actions of the previous UPA government, at least to some extent. Instead, the new rulersseem to be much worried about the internal fortune prior towelcoming funds and jobs from overseas.

However, what can hurt post this stand can be the declinedcuriosity of foreign investors who have quite often underwent pain while doing business in India. Retrospective taxation, delayed clearances, and now India’s verdict of standing by thelongstanding view of not curtailing subsidy and stockpiling candisseminate a message that a promising developing country, India, is not ready to form consensus with the developed nations.Many economists and think tanks, post India’s conclusion in Geneva, are in suspense that we are turning out as a business partner who does not respect contractual onuses and is not thus trustworthy enough to do trade with.

On the contrary, another key concern is the wide dependency of our underprivileged families on food security. Accept it or not,the WTO norms of limiting the value of subsidy on food at 10 percent of total food grain production of the country, is not just what India can afford with such a bulky portion of population below the poverty line. Stockpiling of food is thus a preemptivemeasure that the government has to make sure citing the need for food security. While on one hand, the UPA-2 has passed over the burden of implementing the food security module on the shoulders of the new government, the WTO’s TFA is toughening the job even further.

The Indian administrators and their advisors are ready to postpone the TFA protocol until the WTO finds out a workable solution for the concerns of public stockholding. For sure, the minds at work must have comprehended country’s and countrymen’s essentials which cannot be put at stake owing to pressure from overseas partners or the WTO. Still, Mr. Modi’s persona of a ruler who believes in easing the path for businesses is bound to writhe, if not largely, to some extent, due to delayed execution of TFA. Weighing precisely the internal needs of the economy with respect to seeking support from outside is a tough job to handle; however is much-needed.

Legitimize lobbying and regulate it with legislations

Lobbying can be defined as an act or process initiated by organized individuals or advocacy groups with the aim of influencing legislators, politicians, bureaucrats or public officials so that the policy decisions made by them are usually for or against a specific cause or in favour of an individual, group or business entity who have hired them. Individuals or groups who undertake the work of lobbying are called lobbyists and they are typically employed by corporates or interest groups that want specific public policies or policy decisions to favour them or their causes.

However, the term corporate lobbying has come to acquire a negative connotation and in the normal course it is perceived as a euphemism for bribery. This is because in many cases, businessmen and corporate houses employ lobbyists to influence government decisions and public policies in a bid to extract illegitimate gains through corrupt means. However, it is worth noting that every process of getting work done may have its own merits and demerits. To understand exactly how the process works, let us discuss this in more detail.

If a human rights activist tries to influence lawmakers and administrators to get endorsement for a universal convention, or in case a business house hires a consultant to present a proposal to the bureaucrats or financial institutions or to liaison with government authorities, lobbying can be treated as legitimate and acceptable. On the other hand, if a business house resorts to some unethical or illegal means to induce a law-making body to take a decision or amend an existing rule in its favour with a view to extract undue benefits at the cost of others, then it is clearly an illicit application of this process. 

Lobbying with the aim of gaining unconstitutional access to the law-making process should be absolutely forbidden, except in cases wherein services of experts are hired to speed up the process of obtaining licenses and commercial loans. But then, how would you rate the process of obtaining commercial licenses from the concerned authorities by building close rapport and bribing them? This has been the case in the past wherein large corporate houses extracted many undue favors from government officials. Here the 2G scam immediately comes to our mind.

Lately, lobbying as an exercise aimed at creating social and corporate awareness has been gaining momentum. Activists, who are the voice of those who cannot retaliate against the wrongdoings of the law-making body, approach and influence such officials with a view to bring in social reforms. Something on these lines happened a couple of years ago when a movement called India Against Corruption (IAC) gained enormous support and the then Union Government was left with no other option than to approve the recommendations put forth by the activists. In light of the above, it is obvious that the pros and cons of lobbying have to be considered and evaluated with due diligence.

In another context, let us take the case of a group of local corporate houses approaching policy-makers to highlight the bottlenecks and threats imposed by global intervention and demanding easy and supportive measures for domestic producers. Until and unless the intention of influencing the legislators is detrimental to the interests of local small scale businesses or the general public, lobbying can be regarded as a welcome measure. Furthermore, representing a client’s proposal in a bid to highlight the latter’s core professional competence with a view to obtaining speedy approvals shouldn’t be viewed as a dubious or negative practice.

Although it is not yet recognized in a statutory or non-statutory form in India, lobbying by various interest and advocacy groups is widespread across the country. So bringing more clarity to the difference between legitimate and illegitimate lobbying as well as designing a proper framework where lobbying can be legally used as a business tool by corporates desiring to have a bigger say in a participative democratic process is currently a key concern in India.

Presently, lobbying in India is done through Public Relations Firms and some well-connected individuals who share close vibes with ministers, government officials and legislators. Since lobbying can provide our government with useful policy-related information and expertise, India needs to determine a regulatory model that suits its socio-economic and political milieu. Some countries like the United States, Australia, Canada, Germany, Israel, Hungary, Taiwan, Poland, Slovenia and Lithuania treat lobbying as a legitimate right of their citizens and regulate the activity with suitable legislations.

For instance, the United States passed the US Lobbying Disclosure Act (LDA) in 1995 and further strengthened it in 2009. Under the law, lobbyists are required to register within a prescribed timeframe and also file their financial activity reports regularly. However, in India we have no such laws, and the cases of lobbying are only governed by Section 7 of the Prevention of Corruption Act, 1988, under which it is illegal for a government official to accept gratification other than the legal remuneration in respect of an official Act.

Even the Supreme Court of India has commented about the adverse influence of some of the powerful corporate houses over the government and policy-making bodies. Though lobbying is supposed to be at a nascent stage in India and the country does not regulate it, the new government at the centre needs to move towards that direction and draft an appropriate law outlining a concrete action plan and specific measures that can curb all the demerits of lobbying, while simultaneously retaining all its merits. For instance, the law should make it mandatory for all players and stake holders involved in the lobbying process to sign a Code of Ethics and to submit their financial activity reports regularly.

When the government drafts the proposed law, it should also remember that in the present scenario clearances and approvals cannot be obtained unless bribe is paid to expedite the process. So, the new law to regulate lobbying should make it mandatory for bureaucrats, ministries and public financial institutions (PFIs) to respond to applications received by them within a stipulated time period. It should also strive to pave the way for the much-needed transparency and accountability in the policymaking process so as to totally eliminate the scope of influencing government policies with money, bribes or through other illegitimate means.

New rules of the game killing Hindi and Indian languages- CSAT Dispute

Did the rule makers think about the tasks that the passed-out candidates would undertake, or were they only concerned for theknow-how of a particular language? For sure, the language dispute should never have come up since the aim of the civil services assessment is to evaluate the ability of appearing candidates who are to serve the key offices of administrationpost recruitment. You must agree that a capable bureaucrat is theone who can deal with concerns with utmost adeptness, and herein I am unable to comprehend how the language could make any difference. Yet, the country is burning with the heat that owes its origin to language.

Now with the new set of rules, added advantage flows to those who hold expertise in not an India-originated language- English. The ones, who could not pay requisite heed to the linguistic domain, either due to lack of prevalence of English in the region, or due to the unpromising education system of India,have become helpless to the core. Should we blame the British who infused a foreign language in the Indian milieu to such an extent that local languages lost their honor, or should the culpability be passed on to those who promoted English despite being an Indian? The answer may not resolve this concern; however future disorders may be prevented.

When in the year 1979, the proposals of Dr. Daulat Singh Kothari Committee were executed; Indian languages could find their much-deserved spot in the recruitment of administrative personnel. The number of aspirants thereafter elevated from thousands to lakhs and the nation witnessed triumph of those who had the propensity, however, were stopped till years by the linguistic barrier. The milieu, however, has taken a U-turn in 2011 and yet again the rewards have started flowing to the English-adept aspirants. Now is this the commencement ofending the golden era of Hindi and Indian languages with accordance of supreme place to English?

The critical question here is whether the protest by the IAS aspirants a contravention of law or a movement to curb theforbidden endeavor to outshine the Indian linguistic heritage.Indeed, Hindi is our national language, the abuse of which would lead to severe disaster. Plus, what about those who capitalized their abilities to earn dexterity in Indian languages and deserve a reputed position owing to extraordinary know-how of all vital domains? Until when would we consider the acquaintance of English as a pre-requisite to serve topmostexecutive offices? And if this is the case, the rule makers of IAS and IPS officers, our politicians, should too be assessed.

In the very initial days of coming into the power, the NDA government revealed the aim of reviving the Hindi language; however political pressure from distinct state leaders prevented them from taking any tough measures. This time, however, most of the political leaders seem to stand at same grounds. It is expected that the verdict would come soon, most probably in the favor of the protesting aspirants, however the need of the hour is dissimilar. To prevent any such holdbacks in the future, along with firming the roots of our own languages, the curriculum of our education system will have to be reformed to curb variances in rural and urban students.

Enhanced GDP and declined prices- A real development indicative?

‘GDP’ and ‘Inflation’ are the two words that have crossed the borders of books of economics and economists’ dialogues. Today, the common man cheers at the elevating GDP and is upset to hear the upward trend in the rate of inflation. News channels debate over these concerns and the political leaders use them as a weapon during polls. But, tell me, would every hike in your fuel charges be disadvantageous? What about when you switch over your job and are paid 30 percent more, while the commuting expense to new office hikes by 8 percent? Indeed, not every upsurge in commodity prices is detrimental, nor is every downfall a sign of economic recovery.

To start with, let me make you aware of not a quite renowned concept of GPI (Genuine Progress Indicator). Introduced with a view to replacing GDP (Gross Domestic Product), this metric takes into account social and environmental factors, which do not find any place in the calculation of GDP. For instance, when the crime rate in an economy hikes, GDP boosts owing to the hike in legal fee, medical bills, and such other expenses. On the contrary, GPI views the upsurge in crime rate as a negative symbol. Similar is the case when GDP views high industrial growth as positive, overlooking the pollution aspect; however GPI takes into account the negative too.

Another key aspect is the linkage of boom in the stock market with economic prosperity. What would you say about the scenario when unnecessary speculative funds are chasing just a few lots or when trading is backed by margin trades? Same is the case when economists or some political leaders claim high public debt as unfavorable for the economy. To create valuable and socially significant assets that can pay off in the long run, the government largely depends on public debt. Unless the borrowed amount is outlaid on just non-productive streams such as pensions and salaries, not every rise in the public debt can be regarded as detrimental.

Now, let us also view some underlying facts prior to regarding every hike in the GDP as an economic boom. Would the rise in GDP backed by false demand serve any purpose than to result in sub-optimal resource utilization and uneconomical value consumption? Remember, until the hike in GDP is an outcome of resourceful exploitation of resources and natural increase in demand, the real purpose is never met. As far as analyzing the rising prices is concerned not every inflation can be termed as bad, unless caused by surplus money supply at the demand side or by cost momentum at the supply side. Better wages and work are the pluses of inflation.

In the same context, we can study the real impacts of upswing in employment rates and capital accumulation. Employment, as far as, just enhancing the marketing and economic overheads, can prove unfavorable in the long run. Capital accumulation, if not accompanied with prudent investment, can rarely serve any purpose. While the new government at the center is focusing much on bringing the key economic factors on the correct track, underlying facts and driving forces must not remain overlooked. India aspires for stable economic viability, and under no circumstances doors can be opened for bubbles that blast with time leaving nil assets.

Police and Public- Why a gap subsists?

Unless warranted, a common man would never want/ dare to exchange any words with a policeman. And the two words,‘want’ and ‘dare’, elucidate everything. In a democratic setup, wherein we are free to elect our representatives, who in turn are accountable for appointing personnel so as to guarantee security and justice to all, how can even a trivial form of autocracy find any existence? The police force, who has been delegated the task of protecting citizens’ rights and helping them in any and every possible manner, seems to have disremembered the very preamble of existence. Let us try and find the underlying causesof this critical gap.

What is the basic dissimilarity between dictatorship anddemocracy? While in the former, the protectors of justice followonly the directives of the ruling authority; in the latter, theguards of law work under the guidelines laid down by the law of the land, treating all citizens, whether rich or poor, alike. Then what shall we think of the prevailing scenario of our country, wherein the guardians of law, our policemen, rarely care for the common man and adhere to just what is directed by the MPs, MLAs, and other political personalities? For sure, until our police force becomes uncomplicatedly accessible to the general public, the purpose of democracy is not met.

Not for even a day are our newspapers free of any biased/ unlawful conduct of the police. While in many of the news, the report ends with the note that the police have not yet registered the case, in the others we read about the laidback outlook of cops. It is easy to debate over the instance of rape or acid attack; however the pain of the victim, which further enhances when she approaches the police to get the complaint registered, is hard to even imagine. Or for that matter, when a poor villager moves to the police station to list a complaint for a stolen bicycle, he often senses absence of any justice, when the cops abuse him without listing the complaint.

The motive of my writing is not to uncover the sad instances ofunfairness yet again. However, when we are anticipating for high GDP rate, enhanced work prospects, dipped prices, and lowered interest rates, let us also focus on a basic need- certainand unbiased security of all. Why at all has this need arisen is not a tough question to answer. The management of the policeforce lies more or less with the political leaders, who quite often have their distinct vote banks. The policemen, even when theymove towards doing the right thing, are stopped by the power holders. Next is the greed of fetching unauthorized perks in lieu of helping the common man.

And accountable for such a decline is the common man too. It appears easy to escape penalty by bribing a policeman, which in turn sets an evil and unstoppable trend. Tell me honestly what is the first thought that comes to your mind when you break law- For sure, bribing the guardians of law. Indeed, unless the police force is freed from the day to day political snooping, nothing much can be expected. Herein, the directives of the Supreme Court regarding setting up of state security commissions to curb undue pressure of politicians, fixed tenure of police officers, andtransparent appointment of police heads, have to be executed byall the CMs sooner than later.

India’s little ones and the dream of surpassing China

The economic evolution of China has set new examples for the world. A couple of years back when many economies were aiming for anything above 6, China regarded the growth rate of above 7 percent as a ‘slowdown’. In no way would I talk about bringing in the socialist market structure, or any such complex measure. Moreover, prior to dreaming of outpacing China, we will have to concentrate on advancing the living standard of Indians. Herein, an area of concern is the ruin of our little ones who will be in charge of taking India ahead few years down the line. How about utilizing this resource for attaining the goal of economic as well as social dexterity?

More than 8 million children in India spend crucial childhood days working at factories, hotels, or as street children (kids who use streets as abode and also as the source of livelihood). Shall this not be construed as utmost wastage of our resource, which in case allocated to constructive sphere, can prove to be a blessing? Tell me what does any economy need to grow? Men and machines is the answer. The merger of two components is what that produces everything we need. For sure, the first component is far more vital than the second which can uncomplicatedly be brought in when the need arises. Let menow link this with superseding China’s evolution.

The Industry and construction sector of China accounts for almost 47 percent of country’s GDP. In the same context, the Industry sector of India accounts for mere 25 percent of the GDP and employs almost 22 percent of workforce. When you comprehend all the factors and bottlenecks in simple terms, you would know what all do we need to enhance our manufacturing domain. For sure, machines and technology are the key elements; however men at work are the foremost need. For instance, India’s import from China includes even those basic products that can easily be produced within the country if the workforce is provided with adequate substructure.

India’s little ones look forward to books; however lessons of English and History are just not enough. What would education serve in case the educated ones scuffle for work? Shall we not prepare our children with such attributes that whatever they learn can be put to work without much constraint? The Right to Education Act has to be rendered so much of power that along with bringing every child of India to school, meaningful lessons are taught. Imagine what can be the outcome if the children you see pleading at roads and searching the waste bins are taught how to produce soaps, toys, pickles, cutlery, and such otherunfussy manufacturing items.

No goal is unattainable if purpose and execution are authentic.The government may come up with any scheme for bettering the lives of India’s little ones; however what the past promising schemes have delivered or for that matter have not delivered has to be studied precisely. The need of the hour is a robust and extraordinary plan of action that can honestly assure progress, along with curbing evils like child harassment, unemployment,and scarce GDP growth rate. Measures ranging from vocational training programmes and forced bringing in of children tobuilding adequate substructure and revolutionizing thecurriculum are the need of the hour.

Festive season, and the crushed law and order

If you haven’t ever observed what the heading says, just visit the Delhi-Haridwar highway during the Kanwar Yatra, an annual pilgrimage of disciples of Lord Shiva. And those, who were spectators of what happened in the late night during Shab-e-barat when thousands of bikers superseded the law in the name of communal celebration, know it all. India, a country which is home to multiple religions and customs, is renowned forreligious celebrations, be it the Ganesh Visarjan of Maharashtra, Durga Puja of Kolkata, or the Kumbh Mela of Haridwar and Allahabad. The rich heritage calls numerous travelers from around the world every year, yet the only area of pain is the stumbled law and order state during such times.

Three men on a single bike, and sometimes even four, travel thedistance to fetch holy waters of Ganges River, which can laterbe offered to Lord Shiva. The Kanwar Yatra sponsors opencontravention of law, which is allowed in the name of devotiontowards the Almighty. Every year, newspapers cover the instances of nuisance by the Kanwarias who are fearless of thepolice and binding laws of the land. Similar milieu can be observed at other ceremonies, which reveals how much helpless our authorities are when rules are broken owing to religious beliefs. For instance, when the bikers were harassing the general public at the midnight of Shab-e-barat on the roads of the capital, the policemen did not dare to take any corrective actions.

Now, should we prefer putting an end to the celebrations which have been the most sparkling jewel of our crown, or the show must go on in the same manner? For sure, the Kanwar Yatra, Shab-e-barat, and Durga Puja are the times when our spiritsmove closer to the Almighty, hence an end to celebrationswould mean end of India’s and Indians’ exceptionality. The second option too cannot serve any purpose in the light of what has been happening in the name of faith. The general public is not just the sole sufferer, the policemen and other officials alsobear the burden of unwarranted freedom allowed during such periods. And the nuisance created by the group of devoteessaves them owing to the fact that the group has no individuality.

What can then be a workable solution? The constitution of Indiarenders supreme power to the law and prohibits any specialperks to a particular cluster. Hence, rules, be it the transport laws, civil laws, criminal laws, or the pollution laws, shall be accorded supreme place during all times. Can you think of a time when motor vehicles without any authentic documents drive freely on the Indian roads? Yes, during religious celebrations. The police and other authorities, along with been assigned the task of easing the surroundings for the devotees, should also be delegated the power to curb any unlawful practice. Law shall treat all alike; and remember, the earlier we anticipate this concern, easier it would be to execute the plan of action.

Herein, the participants have to be all of us. Our customs andrituals are the roots of our very existence; however in no way do they support nuisance and unauthorized behavior. Plus, when a particular community rejoices any sacred ceremony, others in case they cannot be cooperative shall not be destructive. The state governments, distinct legal departments, social and religious leaders, and such other stakeholders of the society have to play their crucial part. Nothing can be expected unless a clear and tough message is disseminated in the public that ritualswould not be allowed to supersede the law of the land. And once the scene is set to welcome positive changes, believe me, our festivals and celebrations will become even more joyful and soothing.

Business Ethics and Profitability

Most business owners and entrepreneurs would totally disagree with any positive relationship between ethical conduct and paybacks. Quite often, management books lay emphasis on best business practices, which theoretically establish an affiliation with output as well as viability. In the real world; throat cut competition, ever-high customers’ demands, employees’ aspirations, and personal voracity rarely allow the entrepreneur to add in best ethical values in policy development and decision making. For instance, when good governance expects the business to fairly publicize the flaws of a product, consumers are often deceived by fabricated depictions.

Tough job it is to honestly make the workforce aware of the upcoming slump in the business; however annual appraisals are the periods when promotions and salary hikes are constricted alleging that the company could not fetch adequate profits in the last FY. The flowing money in form of hefty pay packages in the IT business extracts every bit of hard work from the employees. Not every letter of employment reveals real job responsibilities, which lessens the passion of the employee while at work. Business ethics seem to be confined to just management lectures, in real, however, only a few employers accord value to the hopes of the workforce.

Contractual obligations are taken care of by the law of the land. Any contract with a supplier or a trade customer demands ethical business conduct so as to ensure that none of the parties makes unjustifiable profits. Indeed, the bulky number of suits in corporate courts and tribunals substantiate the tricky covenants added in the contracts, which leave one of the parties at unanticipated loss. With abundant suppliers and customers, businesses rarely pay heed to the damaged relations, and disremember the lesson of good corporate governance. Eventually, the loss is shared by the whole corporate world since everyone works within the same group.

The accountability of businesses towards the society at large, or for that matter towards the government, which takes care of the social betterment, is unquestionable and crucial. Corporate taxes and corporate social responsibility (CSR) norms necessitate unavoidable contribution to the advancement of the society. Be it a large corporate house or a small proprietorship concern, every business craves to escape liabilities to the maximum possible extent. Tax evasions with the help of dummy employees, unscrupulous accounting devices, corruption, and dodgy selling techniques have superseded all the ethical business values prescribed by corporate theorists.

It is tough to comprehend why businesses overlook a basic fact that they all earn while being a part of the society. The stakeholders, be it the consumers, suppliers, creditors, employees, or the government, are the vital pillars in the triumph of any business concern, hence ethical values and good corporate governance deserve devoted attention. Rather than escaping the fusion of business practices and business ethics, the top to bottom hierarchy of workforce needs to be acquainted with explicit corporate guidelines, and any deviation shall be recorded and curbed. The boost in the contentment of all stakeholders is sure to advance profitability of businesses.

Endeavors to turn developing India to developed India

Many years ago, India was anticipated to supersede almost everydeveloped country. ‘The upcoming superpower- India’ was the phrase that presented a dream of prosperity and dignity to all Indians. Should we blame the past governments, our political leaders, the corporate world, India’s judicial system, or ourselves for the uninterrupted downfall of our economy, our security, and above all, the standard of our living? Passing overthe blame to the government, to opposition, to bureaucrats, and to the common man has just not served any purpose. Then, what is the answer that we have been unable to locate? Definitely, ‘renovation’ is the key.

We have been debating over the hiked petrol rates, droppingcurrency valuation, elevating current account and fiscal account deficit, and the uncontrollable interest rates. Did any of these so called essentials of our economy exist when we started off our voyage towards an organized economic setup? Hence, when we think of renovating our fiscal and economic structure, shall we not locate the underlying causes of disaster, which once taken care of will automatically boost the overall setup? Mentioned hereunder are some endeavors, which in case paid proper heed to by the new government, can surely prove to be a blessing in disguise.

An unbiased subsidy structure:

The foremost area of concern shall be equivalent flow of paybacks. Be it the perks extended by the governments to the reserved classes, or the funds allocated by the central government to the states, every single penny should be assignedto the most justifiable part. Herein, a complete restructuring of our vote-motivated subsidy regime will prove an effective weapon. When we all know that most of the recipients of our subsidy regime are those who can afford these benefits on their own, why should government’s limited resources be misused?Detecting states that need urgent funds to enhance the living standards of residents is the need of the hour.

Education at any cost:

Would the declined interest rates prove to be of any help in case the youth of the country remains uneducated and unemployed?Education shall begin with the commencement of life so as to let the person match steps with the society. 8 million children of our country are spending their crucial childhood days ​working at fireworks factories, local eateries, or as pity house maids. Is the Right to Education Act serving any purpose? Street childrenbeg for their living and even the ministers pass by disregardingthe fact that the upcoming shoulders of India are weakening to the core. Not just compulsory, but vigorous efforts to bring kids to schools are looked for. Street children do not dream for cut down diesel prices, they just hunt for books.

Cooperative legislation for businesses:

Can the economy survive for even a single day without the business sector? Be it a sole proprietorship concern, or an MSME, or an MNC, the corporate sector prospers only when the laws of the land are supportive and unambiguous. While many sectors scuffle with limited supply of resources, the others are punished with retrospective taxation, delayed clearances, never-ending corruption, and vicious rules of ministries. Easy finance,clear-cut taxation laws, fast clearances, and quick supply of essentials such as power, coal, and other natural resourcesshould be the main concern of the new government.

Intact security to all:

Prosperity cannot stand for long in case the security wing of thecountry is vulnerable. Ranging from cyber to terrorist and naxalto communal, riots and attacks have been shattering the mankind as well as the economy of India. Be it the police administration,cyber security, or the trial structure, the country expectsworkable reforms that can assure every Indian a secured livelihood. Herein, enhancement of our technology and tools is much-needed, along with allocation of funds towards the security wing. The new Prime Minister has displayed his urge towards bettering the security structure of India; howeverbacking from states is much-needed.

Basic amenities for sure:

When a report reveals the fact that 80 percent of sewage is drained into our rivers untreated, you can understand what we all are drinking. Slums in every metro city depict the unequal distribution of wealth which has been prevailing since ages; however none of the governments could come up with any workable strategy. Further, every other child in India suffers from malnutrition, which can never be a position in a developed or even a developing economy. Funds of the government have to be wisely routed towards enhancing the living standard of the underprivileged. Else, we will continue to be listed among the array of poor nations.

Affordable and speedy justice:

The ever-escalating count with respect to number of undecidedsuits in our courts stands at more than 32 million, which is sureto elevate as the way for new courts is rarely being paved. Our judicial system, which was once looked upon as the mostesteemed wing, has on number of occasions been blamed for unethical conduct. The Judicial Standards and Accountability Bill as proposed by the government encountered unjustifiableprotest from the components of our judicial structure.Transparency in the working of the judiciary and uninterruptedenquiry into charges of judicial corruption was the aim of this revolutionary bill.

We can understand that the new government needs adequate time to repair the very roots of our economic, political, fiscal, and social wings. The PM, Mr. Narendra Modi, has been voted for in the hope of a recovered India. Unwanted criticism will be like hampering the pace of the ministries, which are the sole groups that can vary the complete picture. The areas as mentioned above are not just the only spheres of responsibility; however with enhancement of these vital areas, the roots of our overall structure can be expected to strengthen. Not just the government, the states, the opposition parties, and above all, every Indian will have to put in the hard work.

Few measures can change the complete picture

Though the newly formed government at the center is overburdened with the expectations of the public, attempts in the right direction can ease this liability. Plus, a clear-cut message needs to be sent to all the Indians with respect to their individual responsibilities towards nation-building. The Finance Minister has delivered a promising budget, which is appreciated by the corporate as well as the household sector. The foundation has paved way for an optimistic tomorrow, yet challenges are many.Not just the rising inflation and interest rates are to be curtailed;the currency has to be accorded stability, along with boosting thefollowing spheres.

Who can deny the fact that the growth attained during the UPA-1 regime favored just the fractional India. Public investment in the northern states of the nation remained limited, while the western and southern provinces grabbed the attention of investors. The states of U.P., Bihar, Rajasthan, and Madhya Pradesh, which already are much behind in terms of education, employment, security, and infrastructure, rarely get any supporting funds to recover from this milieu. The working age population of these states is predicted to elevate by 90 percent inthe next three decades. Better fund allocation and addedmeasures in these states are much-needed.

A brave endeavor has been made by the Finance Minister by allowing FDI in more sectors; however just an investment opportunity will not be enough to attract stakeholders. India has been known to investors as a place wherein clearances and approvals demand unjustifiable time and money. Plus, retrospective taxation, scarcity of natural resources, andunfriendly corporate and labor laws add to the worries ofbusiness sector. A lesson has to be learnt from the locking up of capital during last three years in projects that have delayed owing to lack of support from government departments. Almost INR 20 trillion is yielding nil output due to stuck operations.

Power sector has to be accorded the necessary push sooner than later. The limited supply of coal owing to outdated supply chaindemands speedy reforms. Also, the government can think of opening up doors for foreign firms in the coal mining sector knowing the fact that the existing structure is rarely serving any need. Transportation of coal has remained a concern since long; however none of the governments ever seemed to be working towards bettering the railways for this purpose. Remember,power is the basic necessity for businesses to run their operations, hence any futher delay in bringing in modificationswill prove severely detrimental.

Next, public health, safety, and education should the prime areas of focus. Public investment in the education and health sector needs to be enhanced with a view to ensuring that the upcoming workforce is capable to match steps with the global standards.The budget has brought in hopes for new IIMs and IITs; however basic education, sanitation, and health facilities demand urgent attention. Unless the standard of our education system is augmented, none of our universities can produce graduates who can fetch reputable work prospects. Hospitals and schools are to be rendered with competent service delivery mechanism.

The security wing too looks for real developments. Our intelligence system and the gadgets used by these departmentsneed to comply with world’s finest technology which becomes easily accessible to extremists. Rejuvenation of our police force and boost in the spirits of our army men can assure upgraded surveillance both at the city-level as well as the border-level.The cyber security is another area of concern. Who can disremember the hacked Twitter account of the PM? While we are dreaming of being an IT giant, our cyber security needs to be intact. Government and financial database have to be protected from malicious attacks.

The general public too must realize that the Modi-led government has inherited a paralyzed economy with mounting current account deficit and fiscal deficit, and a trivial GDP of below 5 percent. Savings of the public must flow towards theauspicious corporate sector so as to lift up the enthusiasm of entrepreneurs. Unwanted criticism of every other decision of the government will serve no purpose. Rather, the opponents, along with all other citizens of India who have voted for positivity and prosperity, shall become an active participant in the development of the country. Together, let us build an investor-friendly, mass-friendly, and peace-friendly India.

Prostitution in India- Though unnoticed, but a grave concern

What would you say about the development model of your country when you witness a 12 year old girl awaiting a car late in the evening, which would take her to a place where she would be forced to serve the lust of multiple men? The decent and reputed section of our society neither pays any heed to nor is concerned in any manner with the humiliation of such women. Rarely I see any articles or comments that highlight this issue; however when national dailies are filled with luring advertisements of massage parlors proposing any and every service, I comprehend the acceptance and demand of this trade. Let me make you aware of a few figures.

Of more than 3 million sex workers in India, approximately 35 percent are below the age of 18 years. While the Right to Education Act promises compulsory education for children of this age group and the Child Labor (Prohibition and Regulation) Act prohibits child labor below the age of 14 years, which law or custom is favoring such harassing deeds? Vital to note, The Immoral Traffic (Suppression) Act of 1956 does not prohibit prostitutes to offer services privately. The Act is now amended to The Immoral Traffic (Prevention) Act, which limits; however does not comprehensively favors the end of prostitution in India (the trade is thus not unlawful).

Vending of girls and women by close relatives, neighbors, and even by acquaintances is a common scenario. Dishonest hopes of marriage, untrue promises of work, unplanned meeting with a pimp, and an urge for quick and easy payouts are a few reasons that back the coming in of girls and women in flesh trade. For sure, lack of proper work prospects, unbearable poverty, unhelping educational services, and the never-ending lust of men are the real factors that are liable for such downgrading of our society. Uncontrolled population that survives on limited resources is one of the most fundamental causes that add to the severity.

The Sonagachi in Kolkata, G.B. Road in New Delhi, and Kamathipura in Mumbai are places that are known to all owing to their fame and approach to lure men. Are the state governments, police officials, social workers, and the so-called leaders of communities blind to not have noticed uncountable places of prostitution in almost every part of the country, where sex workers are coerced to trade their body for pity cash? Even those, entering this business on their own aspiration, seek help to overcome the day-to-day murdering of dignity. Rarely do we see the police take any severe action, which too is often due to lack of cooperation by sex workers.

When we talk about educating every child, providing basic necessities to every household, ensuring security, and such other fundamental advancements, why do we disremember those young girls and women who spend sleepless nights and appalling days to content the lust of men? Are we ever concerned about the countless episodes of rapes that take place inside the brothels every day snatching away the most precious belonging of such women- ‘dignity’? What about those guiltless lives that commence from such brothels and witness the evil happen right from the very childhood days? Questions are many, but hardly anyone cares.

Not that complicated it is to salvage girls/ women from this reprehensible practice and connect them to the common group. State governments and the policemen, along with support of the general public can bring in the much-needed variation to the lives of deprived females. Above all, uncontrollable lust of man has to now die (an easy way can be meditation, yoga, and faith towards the divine God), or will have to be killed. Females looking for quick money will have to understand that the pride of womanhood shall not be put at stake. Let us not overlook the fact that prostitution is not just related with the misery of sex workers, but is also adding to the unproductivity of men and boys trapped in this enticing world of sin.

Lastly, we must also not oversee the acceptance and prevalence of this trade since centuries. Accept it or not, prostitution has been an integral part of our society since ages, which means that complete prohibition is somewhat unmanageable. However, coerced flesh trade is a curse. Plus, the coming in of underage girls in this trade is unpardonable. Besides curbing these two evils, organizing legal prostitution shall be the new government’s mission, which appeared to be lacking in the former governments. The law makers must ensure comprehensive execution of the laid down laws, along with assuring secure and easy exit to those who are willing to quit.

Places like Netherlands and Germany have put forth a model, wherein the trade has been regulated by the law of the land. Vital to note, in 2002, Germany passed a law that removed general prohibition on flesh trade, which permitted prostitutes to attain usual work contracts- An attempt towards bettering the lives of sex workers. Though Indian culture and social norms do not allow clear approval to this practice, can we disremember the episodes of Amrapali and Nagarvadhu, which existed in the ancient India? None of us can deny the fact that absolute suppression of this trade is just a dream. Indeed, the policies and regulations of the government need to be stringent enough to restrain the evils of child prostitution and forced trade.

And when we know that total eradication of prostitution from our country is next to impossible, some workable measures are the need of the hour. A skilled committee can be bestowed upon with the responsibility of outlining the limits and rules this business. The committee shall also establish the link between organized flesh trade and drop in instances of rapes, if any. Remember, we cannot ever justify that with easily accessible paid sex services, rapes can be lessened. Involvement of personalities from the religious, corporate, and political sphere in rape cases proves the fact that people who can uncomplicatedly hire prostitutes are not invulnerable to commit rapes. Both evils are equally immoral hence a deep study of the matter is looked for.

Indian Rivers- Rescuers or Eradicators

Were you familiar with the fact that eighty percent of the sewage remains untreated and flows directly into the rivers? Out of 40000 million liters of sewage produced every day, only 20 percent is treated as per the report of Centre for Science and Environment. Subsequently, this untreated waste seeps into the groundwater, thereby adding to the susceptibility of public health towards disorder. Shockingly, only 160 towns out of 8000 have both sewerage system as well as a sewage treatment plant, the report reveals. Tests conducted by laboratories expose the fact that in almost whole of India the nitrate level is way higher than the recommended level.

Why the sacred rivers of India are on the verge of becoming eradicator rather than rescuer of the mankind is not a tough question to answer. Factors liable for the disastrous conditions are unjustifiably growing population of India, industrialization, urbanization, wrong agricultural practices, and to some extent, our religious and social norms. Having augmented five-fold in the twentieth century, our population has multiplied the content of waste which is disposed-off in our rivers. It is a disgraceful fact that the UNO has categorized India as one of the nations with poor water quality. 85 percent of diseases are associated with unfortunate water standards.

The rate of urbanization augmented from 10.8 percent in 1991 to as high as 28.5 percent in 2001. This unplanned move has added to the content of waste water, sewage, and solid/ domestic wastethat is passed into the rivers, which further boosts the ever-high burden. Though we feel proud of being a resident of the posh areas we live in, have we ever cared about the waste that we produce not just naturally, but also artificially (use of polythene bags, and improper dumping of discarded items)? Indeed, municipal corporations of cities located at the banks of rivers allow usage of rivers as dumping yards for sewage as well as trade effluent.

Be it the chemical, pharmaceutical, and leather industry or metal plating and dye industry, the untreated effluent is passed into rivers, which has resulted in a milieu wherein the report of 1994 revealed that owing to high bacteriological and metallic contamination water of almost every industrialized zone is unfit for drinking purposes. The fact that the water of river Damodarhas been acknowledged as unhealthy even for consumption by non-human creatures exposes the extent up to which our rivershave been damaged. Inapt agricultural methods, too, add to this concern by disseminating animal wastes, pesticides, and crop wastes in rivers.

Though our centuries-old religious norms back our actuality, pollution of our sacred rivers as an outcome of our social practices is not unknown. Cremation of dead bodies on river bank, dipping of idols in rivers and lakes, bathing by the mass on distinct ceremonial events, and disposal of domestic wastes and carcasses of animals are everyday events that are fairly responsible for the prevailing level of river pollution. Indians may be recognized as people who consider rivers as Goddess;however the unjustifiable rituals followed by us are not just harming the rivers, they in fact are creating a severe concern for the upcoming days.

The new government at the center with Mr. Modi as the head seems to be alert and thoughtful enough about the alarming condition. Having promised cleaner and recovered Ganga, the Prime Minister has certainly diverted our much-needed attention towards this misfortune. The Budget as announced by the FM, Mr. Arun Jaitely sets aside INR 2037 crore to clean the river Ganga. Along with such allocations, the government will also need to pay proper heed to the underlying factors responsible for river pollution as discussed above so as to make sure that the revenues of the government are not persistently wasted on river cleaning programmes.

Caste based reservation system- Until when?

In case you have never witnessed a payee of our reservation system, who exceeds many from the unreserved category in terms of economic prosperity as well as opportunity, my writing is of no use. When many justify the merits of our caste based reservation system, can anyone from them substantiate that the perks of reservation flow only to the needy? Since inception, our so-called progressive reservation system has been an area of controversy; however with a view to get hold of power none of the political groups seems to favor any constructive changes. With 15 percent for SCs, 7.5 for STs, and 27 for OBCs, the General category strives with just 50 percent.

The very inception of this futile caste based reservation system can be related with distinct representation provided for Muslims, Sikhs, Christians, and Dalits by Ramsay MacDonald in 1932. Known to all, this was a part of the ‘Divide and Rule’ policy, which was protested by Mahatma Gandhi; however gained support from the face of Dalits, Dr. B R Ambedkar. The subsequent development of this absurd proposition can be comprehended with the fact that the percentage of SC employees in the Central Government Class I category augmented from 1.18 percent in 1959 to 10.12 percent in 1995, while from 2.38 percent to 12.67 percent in Class II.

‘When is our nonsensical reservation system further enlarged’ is not that tough question to construe. The Maharashtra Government has recently announced 16 percent and 5 percent reservation for Marathas and Muslims, respectively enhancing the total reservation to 73 percent, which means mere 27 percent for the General category; despite of the fact that many from this category are far more underprivileged than members of reserved castes. ‘Vote Bank Politics’ is all that has never allowed the politicians and governments to look beyond castes and communities, and make available paybacks to real seekers, the truly underprivileged ones.

The Supreme Court of India has consistently laid down the principle that reservation for any category can only be permissible in case backed by relevant data and evidence that can justify the need for reservation. On the contrary, the state government of U.P. announced reservation in promotions in the year 2007, with a view to get hold of the votes of particular castes. Challenged in the court of law, the measure was declared unconstitutional. Same was the case when the Central Government’s vote-oriented announcement of sub-quota of 4.5 percent for minorities was stayed by the Election Commission for violation of the model code of conduct.

The very addition of the favors granted to particular castes in the constitution of India can be understood as the underlying basis of this grave concern. The makers, though were conscious of the then-prevailing backwardness and lack of opportunities for the backwards, did not pay proper heed to the milieu when members of these castes would unjustifiably profit from this setup, while the real underprivileged would rarely advance. For sure, the untenable caste based reservation system has to be replaced with reservation based on economic status of the family. Not few, comprehensive amendments to laws and procedures is the pressing need of the hour.

योजना आयोग को खत्म करें या इसे ज्यादा सक्रिय और व्यावहारिक बनाएं

हवा में ज्यादा और जमीन पर कम रही हैं योजना भवन के वातानुकूलित चैंबरों में बनाई गई योजनाएं

जब से, 1950 में एक कैबिनेट प्रस्ताव के जरिये सामाजिक एवं आर्थिक विकास के लिए सरकार के संसाधनों का कारगर तरीके से आकलन, समन्वय और आवंटन के लिए योजना आयोग का गठन किया गया, इस गैर संवैधानिक निकाय की आलोचना अक्सर आरामतलब सलाहकारों एवं हवा हवाई विषेशज्ञों के एक समूह के रूप में होती रही है जो जमीनी हकीकत की नब्ज को पकड़ पाने में विफल रहे हैं।

हालांकि योजना आयोग के पास कोई भी संवैधानिक या कानूनी अधिकार नहीं रहा है, लेकिन 109 वरिश्ठ अधिकारियों तथा 800 से अधिक स्टाफ की संख्या वाले 30 डिवीजनों से सुसज्जित योजना आयोग अपनी षुरूआत से ही राज्य सरकारों तथा केंद्र सरकार के विभागों के प्लान फंडों का वितरण और निगरानी करता आ रहा है। यह पैनल परियोजनाओं को मंजूरी मिलने, उन्हें समय पर फंड मिलने तथा मंत्रालयों, सेक्टरों के साथ समन्वय करने की प्रक्रिया में अहम भूमिका निभाता रहा है।

बहरहाल, राज्य सरकारें, खासकर उन क्षेत्रीय दलों द्वारा षासित राज्य सरकारंे, जो केंद्र की राजनीतिक पार्टी के विरोध में हैं, षायद ही कभी केंद्र सरकार द्वारा आवंटित फंड से संतुश्ट रहती हैं जो उन्हें योजना संगठन द्वारा अनुषंसित की जाती है। वह योजना आयोग के द्वारा , जो संसद के प्रति जबावदेह तक नहीं है।

जहां कई नीति निर्माताओं और अर्थषास्त्रियों ने प्लान पैनल में नए सिरे से फेरबदल करने का सुझाव दिया है, पूर्ववर्ती यूपीए सरकार के पुरोधाओं ने योजना आयोग की भूमिका में भी बदलाव की वकालत की है। इसके अतिरिक्त, हाल की मीडिया रिपोर्ट में कहा गया है कि नई सरकार योजना आयोग को केवल लालफीताषाही को बढ़ावा देने वाले तथा पुराने लाइसेस राज के एक जीव के रूप में देखती है जिसका आज के उदार आर्थिक परिदृष्य में कोई सार्थक उपयोग नहीं है।

यहां तक कि पूर्व प्रधानमंत्री मनमोहन सिंह ने खुद अपने विदाई भाशण में एक लगातार खुली होती अर्थव्यवस्था में योजना आयोग की भूमिका की समीक्षा करने की अपील की। भारत के पूर्व वित मंत्री पी चिदंबरम ने भी योजना आयोग के आकार को कम करने का समर्थन किया और कहा कि योजना आयोग को काफी सीमित संगठन होना चाहिए जिसका काम संभावित योजनाओं का खाका खींचना होना चाहिए। उन्होंने जोर देकर कहा कि फिलहाल यह बहुत बड़ा, चर्बीयुक्त और अनुपयोगी संगठन है।

वर्तमान में योजना आयोग को भंग किए जाने की चर्चा जोरों पर चल रही है क्योंकि कई लोगों का मानना है कि नरेंद्र मोदी की सरकार में ऐसे योजनाकर्ताओं की षायद ही कोई जगह है जिनका समाज के निचले तबके से कोई संपर्क या संबंध नहीं है। अब फोकस ज्यादा वास्तविक कार्य संपादन तथा परिणामोन्मुखी क्रियान्वयन पर है।

योजना आयोग को भंग किए जाने से देष के हवा हवाई विषेशज्ञों के समुदाय को भारी झटका लग सकता है, हालांकि ऐसा जल्द होने के आसार कम हैं। बहरहाल, भरोसेमंद सूत्रों का कहना है कि प्रधानमंत्री नरेंद्र मोदी ,जोकि आयोग के नए चेयरमैन हैं, योजना आयोग के कामकाज की समीक्षा करेंगे तथा इसका पुनर्गठन करना चाहेंगे।

भाजपा के चुनाव घोशणापत्र में भी योजना आयोग के पुनर्गठन के बारे में चर्चा की गई थी क्योंकि इसे देष के समाजवादी अतीत की एक धरोहर के रूप में देखा जाता है। इसमें कहा गया था कि केंद्र को राज्य सरकारों के लिए केवल एक सक्षमकारी तथा सुविधा मुहैया कराने वाला होना चाहिए।

1950 में अपनी षुरूआत के बाद से पहली बार इस वर्श योजना आयोग भारतीय रेलवे के लिए सकल बजटीय समर्थन को अंतिम रूप देने में नीति निमार्ण प्रक्रिया में षामिल नहीं था। इसके अतिरिक्त, वित मंत्रालय को राज्य एवं केंद्रीय स्तर के मंत्रालयों को आवंटन देने के हाल के फैसले से यह प्रदर्षित होता है कि योजना आयोग अब अपने मौजूदा स्वरूप में काम नहीं करेगा।

यह तथ्य कि योजना भवन को इसके वित्तीय अधिकारों से वंचित कर दिया गया है, उस महत्वपूर्ण भूमिका के खात्मे का संकेत देता है जो योजना आयोग अबतक निभा रहा था। यह अबतक के उस सबसे बड़े बदलाव के प्रारंभ का भी संकेत देता है जो कई दषकों बाद भारतीय वित्तीय क्षेत्र में दिख रहा है। हाल में, योजना राज्य मंत्री, स्वतंत्र प्रभार राव इंदरजीत सिंह ने यह संकेत देते हुए कि उनकी सरकार योजना आयोग के लिए नए उपाध्यक्ष की नियुक्ति करने को लेकर अभी तक फैसला नहीं कर पाई है, बदलाव की प्रकृति को स्पश्ट कर दिया।

मई 2014 तक योजना आयोग के उपाध्यक्ष के प्रमुख पद पर मोंटेक सिंह अहलुवालिया काबिज रहे थे। उन्होंने तथा आयोग के पूर्व सदस्यों ने 27 मई को इस्तीफा दे दिया, अपने आफिस खाली कर दिए तथा योजना भवन से बाहर निकल आए। उनमें से ज्यादातर को, जो सदस्य के रूप में थे, आयोग में प्रिंसीपल सलाहकार के बतौर तैनात सचिव स्तर के अधिकारियों को ट्ांसफर कर दिया गया है।

इस प्रकार, वर्तमान में योजना आयोग से संबंधित सारा कुछ अनिष्चिय की स्थिति में है। प्रधानमंत्री अभी तक यह फैसला नहीं कर पाए हैं कि वह एक उपाध्यक्ष की नियुक्ति करना चाहते हैं या नहीं? अभी तक, यह हमेषा ही एक कैबिनेट स्तर का पद होता रहा है।

उपरोक्त घटनाक्रमों को ध्यान में रखते हुए यह सलाह दी जा सकती है कि नरेंद्र मोदी के नेतृत्व वाली एनडीए की सरकार को योजना आयोग के भविश्य का फैसला करने के दौरान निम्न तीन विकल्पों पर विचार करना चाहिए ़1 योजना आयोग का पुनर्गठन या इसकी भूमिका में बदलाव 2 इसे प्रधानमंत्री की आर्थिक सलाहकार परिशद के साथ विलय कर दें या 3 अब योजना आयोग को पूरी तरह भंग ही कर दिया जाए। अब मुझे इनमें से प्रत्येक विकल्प की व्याख्या करने दीजिए..

1 योजना आयोग का पुनर्गठन या इसकी भूमिका में बदलाव .. अगर केंद्र सरकार मानती है कि आयोग के राज्यों एवं योजनाओं को फंड आवंटित करने के इसके परंपरागत अधिकार या इसकी भूमिका में बदलाव किया जाए, तो सरकार को पहले योजना आयोग में निहित व्यापक अधिकारों को वापस ले लेना चाहिए।

च्ूंकि राव इंदरजीत सिंह को नई सरकार में योजना राज्य मंत्री, स्वतंत्र प्रभार बनाया गया है, उनके पास पहले के मंत्रियों की तुलना में ज्यादा अधिकार हैं। इस स्थिति में योजना आयोग को योजना राज्य मंत्री, स्वतंत्र प्रभार का एक हिस्सा दिया जाना चाहिए और योजना राज्य मंत्री, स्वतंत्र प्रभार और आयोग के बीच के मौजूदा दुहराव को खत्म कर दिया जाना चाहिए।

जैसे ही यह हो जाएगा, बजटीय और प्लान आवंटन की योजना आयोग की पारंपरिक भूमिका पूरी तरह खत्म हो जा सकती है। योजना आयोग को परियोजनाओं के क्रियान्वयन की निगरानी करने का दायित्व दिया जा सकता है। इसका अर्थ यह हुआ कि राज्य एवं केंद्र सरकारों द्वारा मंजूर परियोजनाओं की प्रगति की जांच की जा सकती है तथा इस पर भी निगरानी रखी जा सकती है कि आवंटित राषि में से कितनी रकम खर्च की गई है। यह प्रत्येक परियोजना को लेकर बढ़ी हुई लागत के मद्वेनजर जरूरी कदमों की भी समीक्षा कर सकता है।

सरकार पंचवर्शीय योजनाओं को भी खत्म कर सकती है और उसकी जगह त्वरित निर्णय और तेज क्रियान्वयन के लिए सालाना योजनाएं षुरू कर सकती है जिसकी निगरानी योजना राज्य मंत्री, स्वतंत्र प्रभार के तहत कार्य करने वाला योजना आयोग कर सकता है। 1 अप्रेैल, 2012 से षुरू 12वीं पंचवर्शीय योजना ने अब तक कोई ठोस प्रगति नहीं की है इसलिए पंचवर्शीय योजनाओं को खत्म करने से कोई समस्या नहीं होगी। यह कदम मोदी जी के मंत्र के अनुरूप भी है जिसमें कहा गया है कि भारत को क्रियान्वयन चाहिए न कि केवल योजना और विजन। इसके अतिरिक्त, मोदी जी हमेषा केंद्रीयकृत योजनाओं और पुराने ढर्रे पर चलते रहने के रवैये की भी सार्वजनिक रूप से आलोचना करते रहे हंै।

2. योजना आयोग का प्रधानमंत्री की आर्थिक सलाहकार परिशद के साथ विलय … 2012 में डा. सी रंगराजन की अध्यक्षता में गठित एक कमिटी ने योजना और गैर योजना आवंटनों के बीच के अंतर को खत्म करने की अनुषंसा की थी। आगामी आम बजट जिसे वित मंत्री अरूण जेटली 10 जुलाई, 2014 को पेष करेंगे, के पहली बार अनुषंसा को क्रियान्वित करने की उम्मीद है।

ज्ब अंतरिम बजट ने पहले ही अधिकांष केंद्र प्रायोजित योजनाओं को राज्य सरकारों को हस्तांतरित कर दिया है, इस बार योजना आयोग की राज्यों को फंडों के आवंटन में कोई बड़ी भूमिका नहीं निभानी है। और प्रत्येक राज्य सरकार ने इसे बिल्कुल स्पश्ट कर दिया है कि वे चाहते हैं कि नई व्यवस्था जारी रहे और इसे और विस्तारित किया जाए। उपरोक्त परिप्रेक्ष्य में जहां योजना आयोग की पारंपरिक भूमिका खत्म कर दी गई है, इसका महत्व कम हो रहा है। इसके अतिरिक्त, चूंकि मोदी केंद्रीयकृत योजनाओं के खिलाफ हैं, वह नहीं चाहते कि राज्यों के लिए दिल्ली से चली नीतियों, योजनाओं या संसाधन आवंटनों की कोई भूमिका हो, बल्कि राज्यों के लिए उनके अपने विषिश्ट उपाय हों। इसी प्रकार, केंद्र सरकार प्रधानमंत्री की आर्थिक सलाहकार परिशद, पीएमइएसी के साथ विलय करने पर विचार कर सकती है जिसकी स्थापना प्रमुख आर्थिक मुद्वों पर विभिन्न विचारों पर सरकार में जागरूकता भरने के लिए की गई थी। पीएमइएसी का विभिन्न संगठनात्मक संरचनाओं के साथ मान्यता प्राप्त अंतरराश्ट्ीय ख्याति के विभिन्न अर्थषास्त्रियों की अध्यक्षता में बार बार पुनर्गठन किया गया है।

योजना आयोग पीएमइएसी के लिए प्रषासनिक, लाॅजिस्टिक, प्लानिंग एवं बजटिंग उद्वेष्यों के लिए नोडल एजेंसी रहा है। चूंकि इन दोनों संगठनों के काम काफी करीबी रहे हैं और कुछ खास क्षेत्रों में ओवरलैप करते भी दिखते हैं, उनके एकीकरण से निष्चित रूप से संसाधन आवंटन का अधिकतम उपयोग संभव हो सकेगा।

3… आयोग को समाप्त करना़़ ….. हाल के दिनों में फेडेरलिज्म के लिए बढ़ती वकालत और बेहतर होते केंद्र व राज्य संबंधों के कारण जहां राज्यों का संबंध है तो योजना आयोग को बीच से पूरी तरह हटा दिया गया है। वित्त मंत्रालय ने राज्यों से उनकी मांगों को सुनने तथा फंडों के वितरण के लिए उनसे सीधा संवाद बनाना षुरू कर दिया है।

योजना आयोग को सकल बजटीय समर्थन के आकार को तय करने की चर्चाओं से भी हटा दिया गया है क्योंकि कई राज्य सरकारों एवं केंद्रीय मंत्रालयों का मानना है कि उनकी स्थिति उस हालत में ज्यादा अच्छी होती है जब योजना आयोग उनके सरों पर न बैठा हो। इससे पहले, आम तौर पर आंकड़े तभी सामने आ पाते थे जब योजना आयोग तथा वित्त मंत्रालय के बीच चर्चा होती थी और प्रधानमंत्री अंतिम फैसला करते थे। यह दावा करते हुए कि योजना आयोग मुख्य रूप से सोवियत युग का एक ढांचा है जोकि आज की बाजार आधारित अर्थव्यवस्था में अपनी उपयोगिता खो चुकी है, कुछ लोगों का कहना है कि योजना भवन के वातानुकूलित चैंबरों में बनाई गई योजनाएं हवा में ज्यादा और जमीन पर कम हैं। उनका तर्क है कि इस प्रकार, यह योजना आयोग एक निर्रथक आयोग बन कर रह गया है और यह देष अब ऐसे विलासितापूर्ण अयोग्य आयोगों का बोझ और नहीं उठा सकता।

उपरोक्त मुद्वों को देखते हुए कुछ तबकों से इस अनुपयोगी संस्था को पूरी तरह खत्म कर देने की पुरजोर मांगें उठनी लगी हैं। उदाहरण के लिए, अर्थषास्त्री अरविंद पानगरिया जो अमेरिका के कोलंबिया यूनिवर्सिटी में इकोनोमिक्स के प्रोफेसर भी हैं, कहते हैं कि योजना आयोग को खत्म कर दिया जाना चाहिए। इसकी और अधिक व्याख्या करते हुए पानगरिया कहते हैं कि भारत में योजना बनाना एक आदत बन गई है और इस आदत को खत्म करने की जरूरत है। वह कहते हैं कि हम एक बाजार आधारित अर्थव्यवस्था में रह रहे हैं। इसकी योजना बनाई जानी चाहिए, लेकिन योजना आयोग द्वारा नहीं बल्कि मंत्रालयों द्वारा। वह जोर देकर कहते हैं कि ऐसे संस्थानों के मुद्वों पर फिर से विचार किए जाने की जरूरत है।